WeFightAnyClaim sent invoice after a year

Johnny_one

Hi Guys,
Just before the deadline my wife and I sent off several claims via We Fight Any Claims before realizing we could do it ourselves, we received a payment from our bank but no invoice from WFAC, this was in March 2020 we have now just had an invoice from them for their fee we put the fee money aside but circumstances due to losing my job meant we had to spend some of it, my questions are can they ask for payment after over a year has passed and would they take a smaller fee if we explained to them (not hopeful).

Hasbeen

Yes and No

But you can ask?

dunstonh

Just before the deadline my wife and I sent off several claims via We Fight Any Claims before realizing we could do it ourselves,

Claims companies are required to tell you that you can do it yourself with no charges before you sign the contract.

 we received a payment from our bank but no invoice from WFAC, this was in March 2020

So, well within the dates of your contract.

my questions are can they ask for payment after over a year has passed and would they take a smaller fee if we explained to them (not hopeful).

Yes they can ask for it (and expect them to use every legal method possible to get it - as is their right).  It is unlikely they would accept a smaller amount.  Possibly but unlikely. They may allow a 12 month repayment plan.

Johnny_one

Thank you for all your answers, well we had a bit of a win asked them to knock something off the fee and to my surprise they said yes (maybe they haven't had as much revenue coming in lately).

Hasbeen

Thanks for coming back with result. Not many do.
Great  about the bit of a win. It is always worth asking. Well Done. great result!