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Car insurance massive increase on address change

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  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    h3x3d said:
    Is there a right for an individual to be refunded?  The policy began in Feb, so that's 4 months into it.
    Of course there'll be a refund.

    It won't be fully pro-rata, but it won't be nothing. And given your premium for the year was only £200 anyway...
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    h3x3d said:
    That's what I was wondering.  Is there a right for an individual to be refunded?  The policy began in Feb, so that's 4 months into it.  Is it a case of buyer beware?  Or should I push for a partial refund?
    You have the right to cancel and then the cancellation charges as set out in your policy documents will apply. Normally you'd get a reasonable refund but as your premiums were so low to start with any fees may eat up much of the refund
    h3x3d said:
    Yeah, I am.  To be fair, I'm not aware of the average UK premium.  It's just the jump from £200/annum to £2500 (possibly in addition to the previous £200) which caught me off guard.  
    So they've got it in for people in NI because they charge you well under the average national premium and then vastly over it? Still not following the sense of persecution 
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