Capital One Credit Limit

Superhoopza

I have a limit of £3k so there's no upper limits, they just wanted to get you off the phone.

msallen

jbrassy said:

Sandtree said:

Did you look at their website?

The "Balance Transfer Card" for example says it has a limit of up to £8,000

To be honest, no I didn't look at their website as I have never had an interest in balance transfer cards, but thanks for flagging. I may put this to them next time I ring them up. 

I think a hidden reason why they won't give me a credit limit above £2k is because I have a legacy cashback card which pays 0.5% interest. Given I pay my bill off in full every month, it's possible they now make a loss on me as an individual customer and thus want to limit their losses. 

That's not the case at all. I have a legacy CapOne card with tiered cashback starting at 0.5% going up to 1.25%, and a limit of £15K (although the limit has not changed for at least a decade, probably much longer if ever)