Fed up

GN2020

moneysavinghero said:

If we’re still here I know she’d have to market it with tenants in situ - but what if someone snaps it up straight away

You would still be tenants in situ - selling the property does not end the tenancy. Any buyer would have to give you the required legal notice (currently 6 months).

That’s really handy to know! Thank you! 😊 

I was slightly concerned that we could only be given very short notice! 

GN2020

Angela_D_3 said:

Dont they only have 12 months to sort this out ?  Im sure i read that somewhere 

Oh I have no idea but I’ll look into that, thank you 😊

GN2020

Thrugelmir said:

Has probate been granted yet? 

July is a few weeks away and the sale transaction will take time to go through. No need to panic. Plenty of time for matters to be resolved. At least there's no chain involved. 

You are unlikely to lose the mortgage. Unless your circumstances have changed. 

At the moment we’re still waiting for the probate to be granted. 

The seller has agreed to speak with us as we just want to know when it was applied for and if she could check on the progress as their solicitor seems quite lax in checking it themselves, so hopefully that will alleviate some concerns. 

Yes, we’re very fortunate there’s no chain at all, it’s definitely a saving grace. 

To be honest, we’re actually in a much better financial position as well than the first application. If I look at the positives, we could end up with a better deal as well! 

GN2020

Mildreds_Earrings said:

GN2020 said:

Unfortunately, the owner very sadly passed away in January 2021 while the application for it being registered was going through. 

We’ve been told that probate was applied for in February 2021 and that it shouldn’t take too long as the estate was very straightforward. 

Sorry to be the bearer of bad news but the property that we finally purchased last month (hurrah!) well the Owner died in March 2020, the beneficiaries applied for Probate as soon as was possible. They put the property on the market in October 2020. Our offer was accepted in December 2020 but Probate wasn't granted until March 2021.  We were told their Probate application was a very straightforward case too.... 😏

The Probate delays were due to Coronavirus and staff working from home (Google it).  Things might be better now that restrictions have lifted slightly but I'm just giving you our experience.  All the best. 

I do appreciate your honesty, all info is good info to be honest 😊
I did take it with a pinch of salt that it would be straightforward, just blind optimism made me believe it 🤣

Good lord though, a whole year! Glad you got it sorted and I hope you have many happy years in your new home 😊❤️

GN2020

diggingdude said:

I reckon it's pot luck how quickly it is sorted. Covid has become a justification for poor customer service for so many companies and organisations

Yes, I’ve heard many people say the same thing. A lot of companies weren’t the best either pre-covid! 

Love the picture by the way! 😊

GN2020

md258 said:

My BIL has just completed (today) on a probate property. They offered in February and did all the legals while waiting for probate to be granted "any day". Everything was done and ready to exchange from their side when they found out there was some query from HMRC and that was why it hadn't been granted.  When they (and their solicitor and the EA) found this out, they put pressure to get it sorted and probate was granted a week later. Fast forward 2 1/2 weeks and they have the keys.

Aw that’s wonderful news! I hope he enjoys his new home 😊

We’re going to speak with the seller tomorrow as she’s said it’s fine if we ring her, decided to cut out the middle man as the solicitors don’t seem to want to commit to saying they’ll check on it which I find odd 🙄

Cookie211

Hi hope u have had some good news now, we in the middle of buying a house which is going through probate, had full mortgage offer aswell, waiting for the daughters late mother’s solicitor to send the will to the daughters solicitor so they can submit application for probate, we have had the offer on the house for 7 weeks so far and it seems we not getting no where at the moment, we already lost one house as the vendor pulled out the day we received our mortgage offer, found this house and it’s going through probate, I know it will prob be months before we get anywhere and our mortgage offer runs out in September, I hope u have had some good news by now 🤞🤞