Motor Insurance Claim

lisyloo

JasonHand said:

lisyloo said:

If you are sorting it out personally then of course you can ask. They can decline (supicious?) but why not ask politely? If it's completely genuine and you're polite I don't see any reason that wouldn't supply it. They might not have the time to get loads of quotes or may have a preferred supplier for example one that has a good reputation and/or is local to them. Personally I wouldn't take too kindly to being told where to get my car fixed if I had preferences for reasons of convenience, reputational or terms e.g. courtesy car.
Not sure what kind of damage it was, but paintwork is expensive to fix. Paint needs to be matched individually as it may have faded. To be done properly panels need to be taken off and put into an oven which is expensive equipment. Is your solicitor a good source for opinion on the quote?
Why do you want to avoid going through your insurance?
Is you NCD protected?
Do you have other claims in the last 3 or 5 years?
Obviously there is cost but not necessarily £700.
I did similar and it didn't affect my costs much (but it was my only claim).
We might be able to help if you can reveal why you don't want to. For example subsequent claims will hurt your premiums more than a single claim and protected NCD will mean you don't lose NCD.

I've got years and years of no claims so guess its more of a pride thing which in fairness is a little silly of me. But all your points are spot on. I obviously want to ensure their vehicle is as it was before I scraped it. Pretty certain I'm going to go through insurance. I'm pretty happy it will have a negligible affect on my premiums. 

Did you get protected NCD?
if so you shouldn’t lose your NCD.
if not you don’t lose it all you lose 2 years.

JasonHand

Thanks everyone for all you comments. I'm simply going to go through my insurance. I kind of think I made a mountain out of a molehill here.