Hire and reward insurance

robdex1

I need to get hire and reward insurance for my car to cover grocery/fast food delivery. My current insurer doesn't offer this but I believe you can get top up insurance elsewhere. Are there companies that offer just hire and reward? The only ones I have found cover for social use too and are over £200 a month. Ideally a pay as you go or month my month is what I need as I don't want to commit for a whole year

Sandtree

No recommendations at all but there are:
Zego - do short term that covers the full use of the vehicle or a pay as you go that is top-up only
Inshur - do short term full policies

I'm sure there are others doing short term policies, Zego is the only one I can recall that are doing topup policies

robdex1

Sandtree said:

No recommendations at all but there are:
Zego - do short term that covers the full use of the vehicle or a pay as you go that is top-up only
Inshur - do short term full policies

I'm sure there are others doing short term policies, Zego is the only one I can recall that are doing topup policies

Thanks yeah i have tried those but would mean having to cancel my insurance policy but maybe I have no choice. I could probably get a cheaper annual hire and reward but I want to see if the job is worthwhile yet. Inshur have quoted me £245 a month. 

Sandtree

Zego's by the hour is a top up but clearly gets expensive if doing it full time etc... its good for those just squeezing in a few hours here and there.

Short term insurance will always be much more expensive than annual insurance on a per day basis as they've got to cover almost all the same acquisition and setup costs that an annual policy does.