Hanging by a thread.

Rubyroobs

Kazzg66 said:

If I was unemployed I would get my rent and council tax paid, as it stands I am getting by on less than £100 a week, my daughter suffers from anxiety and extreme shyness, she tried college after leaving school but it was too much for her. It costs me £100 a month to get to work, I do not wish to quit my job, I love it but why should I be worse off in work?

If you left your job you would need to claim UC to have money to live off as you cannot make a new claim for JSA. You would then be expected to look for work earning 35 x nmw.

Rubyroobs

calcotti said:

Rubyroobs said:

Is your rent Housing association or council or private rent. If you were to claim UC and your full rent was covered by the rent element ( it may not be if private rented ), you would get £406.75 Uc per month when the covid uplift ends.

Glad we got the same answer!

Sorry I didn't see you had already answered !

calcotti

Rubyroobs said:

calcotti said:

Rubyroobs said:

Is your rent Housing association or council or private rent. If you were to claim UC and your full rent was covered by the rent element ( it may not be if private rented ), you would get £406.75 Uc per month when the covid uplift ends.

Glad we got the same answer!

Sorry I didn't see you had already answered !

I think you were probably working it out at the same time as me.

maisie_cat

Is it possible to do more hours at your existing job or get another? that assumes you have no minor children or health problems preventing full time work.

Kazzg66

I'm in a private let.
Going by your calculations what would my monthly amount left be after rent and ct is paid off the UC?

Kazzg66

My contract is 20 hours over 4 days.

poppy12345

Kazzg66 said:

I'm in a private let.
Going by your calculations what would my monthly amount left be after rent and ct is paid off the UC?

You would have your earnings and £493 per month from UC, which will reduce to £406 from October. Council tax reduction isn't part of UC. This means if your rent is £550 per month then you would have £700 per month without paying the council tax.

I've also asked twice about your daughter and college... If it's non advanced education then you would be able to claim the child element.

Rubyroobs

Kazzg66 said:

I'm in a private let.
Going by your calculations what would my monthly amount left be after rent and ct is paid off the UC?

Uc is calculated by adding together any elements you are entitled to claim. So you would get a standard element of £324.84 ( after the covid uplift ends in september ) and a rent element. The rent element you are entitled to would depend on the local authority housing rate for the number of bedrooms you are able to claim for. these two elements are added together to make your total UC. Then your wages reduce this total amount. For each pound you earn you would lose 67 p of Uc. 
Council tax reduction is completely seperate to Uc but I believe they do look at the amount of Uc you receive to work out what deduction you will get.

Kazzg66

Thank you all for your help, I must be entering the wrong figures in the wrong place 🙈😖 

poppy12345

Also check here what help you'll be entitled to with your rent just to make 100% sure the calculations are correct. https://lha-direct.voa.gov.uk/