Landlord - Electoral roll issue

Alter_ego

Lodger   ?

sammyjammy

If lenders ask for your previous address just tell them, they aren't going to contact the council, I don't think you've anything to worry about.

Keswick1uk

sammyjammy said:

If lenders ask for your previous address just tell them, they aren't going to contact the council, I don't think you've anything to worry about.

The credit checks involve the electrol roll. 

[Deleted User]

There are some ethical and taxation issues but the best way forward is probably that that door was never boarded up and you are a lodger.

lincroft1710

If the annex has its own kitchen and bathroom and has its own access, it is a separate dwelling for CT purposes and should have its own CT band. It does not need to have separate water/gas/elec meters or supply

lincroft1710

diggingdude said:

tomphoto said:

I have an issue with my landlord and the electoral roll. I have lived here for a number of years now, it's an annexe to the main house with a doorway through to the house that remains closed. Rent is reasonable and all bills are included because there's no separate meter etc. The understanding has always been that I was there 'on the quiet' and we have a good relationship. I was happy with this arrangement as there was never any issue (although I realise there are legal issues) Additional info: My landlord has chronic health issues and is the only adult registered at the address.

Call me ignorant but I've only just realised that this is an issue for me in terms of getting a mortgage etc. I'd therefore like to register but don't want to bring up any problems for my landlord who as I have mentioned, has enough worries. I'd like to approach him to say that I'd like to register but want to fully understand the implications for him. Presumably it will mean the end of his single occupancy council tax discount but are there any other issues I need to be aware of?  I imagine he should be declaring the income but that is a separate issue. I'd be happy to contribute to the difference in the council tax if it meant I was there legitimately and solved my problem with future mortgage applications etc. 

Can anyone advise on how to approach this without suggesting I move out!

Could this not be your get out?  It isn't really a seperate dwelling and you have been paying no bills.  I would have thought your landlord is more at risk as he is probably claiming discount

No. It is a separate dwelling for CT purposes, there does not need to be separate meters

lincroft1710

[Deleted User] said:

There are some ethical and taxation issues but the best way forward is probably that that door was never boarded up and you are a lodger.

If the annex has its own access, unboarding the door won't change its status as a separate dwelling

CIS

I agree with Lincroft, it would appear that it is a separate dwelling for council tax purposes.

sammyjammy

Keswick1uk said:

sammyjammy said:

If lenders ask for your previous address just tell them, they aren't going to contact the council, I don't think you've anything to worry about.

The credit checks involve the electrol roll. 

But the OP will only register on the electoral roll when they have moved somewhere else.

macman

OP, why so concerned about your LL's welfare? He is committing council tax fraud, probably in breach of numerous statutory requirements of an LL, some of which are criminal offences (gas and electrical safety certificates for starters?). Has he protected your deposit? Is he declaring your rental income for tax purposes? I very much doubt it. 
Your sole concern should be your own safety in the building, and your potential liability to the unpaid CT for 9 years.