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AMEX Gold Card - Highest Credit Limit?

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Comments

  • Alex9384
    Alex9384 Posts: 977 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    If the card has no limit, it's charge card, not credit card.
    But there is still "Spending power" that you need to check.
    You type in the amount and see if such transaction would go through or not.


     
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  • funkycredit
    funkycredit Posts: 536 Forumite
    500 Posts First Anniversary Name Dropper
    Alex9384 said:
    If the card has no limit, it's charge card, not credit card.
    But there is still "Spending power" that you need to check.
    You type in the amount and see if such transaction would go through or not.


    The most I've spent on the charge card is around £3000 and my spend power seems to cap around £9500. I do however have the gold & platinum credit cards so overall I've got a lot of available credit with them. 
    Maybe just holding a charge card gives higher authority to spend than when you hold several cards? I dunno but £9500 is fine for me, assuming it stays around that level. Will need to try it more and see if it fluctuates much. 
    Only ever used it twice and both times says ok to £9500. 
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    It does fluctuate over time and you would imagine credit cards, that have a set limit, would impact the variable limit of a charge card... sometimes mine comes up with silly numbers


  • funkycredit
    funkycredit Posts: 536 Forumite
    500 Posts First Anniversary Name Dropper
    £75k. That's crazy! Never seen anything that high before, charge or not lol 
  • Zeus911
    Zeus911 Posts: 3 Newbie
    First Post
    I think there is some confusion here I'm asking about the AMEX Gold Credit Card, not the Platinum Charge card.
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