There and Back Again ... A journey to our new home. | Kings Diary

UnconventionallyMe

Started 04/05/2021 
Welcome to my thread.
Me & my husband are currently looking to buy a house that we can create a loving home full of laughter and memories
and so we do not have a mortgage just yet. But we are 'so close' to having one. 

I will be posting updates about us but do feel free to join in a conversation or two! 
Also any tips regarding Mortgages, moving out etc are most welcome! 

UnconventionallyMe

04.05.2021
Current Progress

• Found a house we liked & booked viewing
• Arranged a call for 05/05/2021 with a different mortgage advisor to clear up if we should have a MIP/AIP NOW or when we wish to make an offer as our mortgage advisor told us to get it when we wish to make an offer so we are confused 
• Got most bank statements up together though hubs is having trouble with getting his savings account statements
• I've now caused us to fall behind in our MIA Plan as I need to change my name on my;
  - Lloyds card, Natwest card (wrote C.L.King not my full name 
  - My passport & driving license are in my maiden name 
  So we will have to talk to mortgage advisor tomorrow.
  
• I am having an interview for a different role of the same company but a different group for more money on thusday so hopefully that will go well
• Saving money by planning cheaper meals and to use what we have at home 
• Swapped super market and made a £4 odds-is savings ontop of me getting club card points

UnconventionallyMe

07/05/21

• 2 viewings today but have ruled both houses out. 
  First house was way too small for us to have a family. 
  Second house had a lot of features we didn't like & needed a lot of work to get it to a home where we are fully content & happy.
• Spoke with mortgage broker on Wednesday , who told us it would be better to have a MIP now rather than later and today we received our Mortgage In Principle
• We found that we really loved one area, thought another area was too far south & the area where we saw our first house viewing was a complete no go 
• Found £96 in change & notes in out piggy so going to put the in the bank
• Whilst at the bank , I will be changing my name to Mrs *** King
• Need to pick up a driving license change form from the post office 

UnconventionallyMe

08/05/2021

• Went down town & changed my name with Lloyds
• I deposited the coins & notes, totalling to £99.20
• We sorted our storage cupboard and found lots of items to sell 
• I decluttered under my desk & found more stuff to sell 
• I moved the £99.20 and some money from food shopping into savings account to boost it by £200 more 

UnconventionallyMe

15/05/2021

• Saw 2 properties, didn't like the house we thought we were going to put an offer on, but did put an offer on one of them
• Sold 1 item for £3, so put that towards savings & moved £7 in to bump up to another £10
• Did some house hold tasks - cleaned mouldy window at last!!