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The Next Phase
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Enjoy your craft break 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1204
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Sorry I've been awol Sunshinegirl. Enjoy your crafting break.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Enjoy your crafting break @Sunshine_girl2. Would love to see what you make if you feel like sharing
x
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A bit of Iris Folding for the start of a Christmas card .
Weather lovely and sunny , just done a 4 mile walk , back to the card making after a coffee .Life is an adventure, never stop exploring.6 -
Oooohhhhh I’d forgotten about that folding. I need to get a table in my spare room and start making cards. It’s gorgeous 👍January spends - £587.584
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What a lovely card, very effective 😍I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That is awesome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That's lovely @Sunshine_girl2. I've never heard of Iris folding so I need to google that. Enjoy the rest of your crafting
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I am back from my travels and back at work on Tuesday. I have had the best three weeks spent with family in the sun. Then time with much missed friends crafting, laughing and catching up.I am ready to start back at work as normality is needed now . I made 29 cards altogether these are a few of them.Life is an adventure, never stop exploring.4
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Wow, congrats, very inspiring thread.2
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