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Leaving Job After Credit Card
Comments
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Deleted_User said:
Think you may be a little confused or maybe replying to the wrong person??Nebulous2 said:Deleted_User said:DjangoUnchained said:does that mean if you have a significant pay rise or bonus or lottery you should let them know too so they can increase your credit?
Personally i dont think they are that interested as long as you keep paying them.
Potentially yes, you might want a bigger limit. If the card rules require you to update them on any significant changes and you don't and they find out they could cancel the card and it could also harm your chances of say getting help in a future complaint if you didn't tell them about a change in circumstances
Card companies can't / won't discriminate against anyone who makes a complaint, or they will fall foul of the regulator.
They could close accounts / report to Cifas if they feel they have been deliberately misled, but that is entirely separate from a complaints process.
If your terms and conditions say to alert them to any change in circumstances and you deliberately chose not to mention something significant like no longer having the job you said you had when you applied just a month or so previously, then try and put in a complaint later about say irresponsible lending, the can absolutely use that breach of the terms against you. They aren't punishing you for complaining (which they are not allowed to do) but they certainly can "discriminate" by using your deception against you by showing they were following responsible lending rules based on the information they had.
I was replying to you.
Thanks for clarifying that you meant an irresponsible lending complaint, where your previous comment suggested, to me at least, that they wouldn't help you in a complaint of any sort.0
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