Windscreen chip

Keep_It_Simple_please

Hello

I have a small windscree chip on the passenger side, suspect its from a stone, insurance repair / replacement £85.00, if I claimed, would this affect my renewal quote?

Nobbie1967

I’ve never noticed it affect my premiums and the last one cost £1200.

Grumpy_chap

Keep_It_Simple_please said:

Hello

I have a small windscree chip on the passenger side, suspect its from a stone, insurance repair / replacement £85.00, if I claimed, would this affect my renewal quote?

Usually not, so far as I am aware.

daivid

Running dummy quotes my premiums were effected by a windscreen claim when it was coupled with an accident claim (tried the comparisons with no claim, with both and with one or the other), but not when it was the only claim. You could run dummy quotes. Also if it is a repairable chip it may not cost much more to have it repaired privately than through the insurance, if the windscreen needs replacing it will much more likely to be cheaper to do through the insurer.

Keep_It_Simple_please

Thanks for the replies, the chip is very small, about fingernail size

wongataa

Keep_It_Simple_please said:

 if I claimed, would this affect my renewal quote?

Any claim can affect your renewal quote.  By how much you will never know unless you know how insurers calculate their premiums.