Found out a Thames Water account on Credibble?

creeping_future
creeping_future Posts: 22 Forumite
Second Anniversary 10 Posts
edited 28 April 2021 at 7:57PM in Credit file & ratings
So last year I opened an account on Credible. Today I went to check it and found out they have a "Thames water" record on my name.

I doubled check on mse credit club, clearscore and credit karma, but credibble seem to be the only ones to have this account. Even if it looks paid etc, I never had any Thames water account under my name.

So I contacted them asking for information.

But I was wondering if I really need a credibble account? Or if I can just close it? They take information from Equifax, for which I already use clearscore. And what happens should I close this account?

Thanks


Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 28 April 2021 at 8:41PM
    If you close the account, the account will be closed.

    It will have no impact on the data reported to the CRAs.

    Check the CRAs via their free channels, rather than sites like Credible.
  • sparklep0ny
    sparklep0ny Posts: 221 Forumite
    100 Posts Name Dropper
    I wouldn't be paying someone £8 a month who says "Did you know that Lender don’t use credit scores?" and has an app that gives me a score and ways to "boost" it.
  • If you close the account, the account will be closed.

    It will have no impact on the data reported to the CRAs.

    Check the CRAs via their free channels, rather than sites like Credible.
    Thanks. They're the only ones who have this account, I don't know why. Clear Score, MSE Credit Club and Credit Karma don't even mention this account at all.

    Anyway, I just used it in their free version of course, I wouldn't pay them when I can see it for free with clear score :)
  • sparklep0ny
    sparklep0ny Posts: 221 Forumite
    100 Posts Name Dropper
    If you close the account, the account will be closed.

    It will have no impact on the data reported to the CRAs.

    Check the CRAs via their free channels, rather than sites like Credible.
    Thanks. They're the only ones who have this account, I don't know why. Clear Score, MSE Credit Club and Credit Karma don't even mention this account at all.

    Anyway, I just used it in their free version of course, I wouldn't pay them when I can see it for free with clear score :)
    I wouldn't use their free version either if they can't spell properly and contradict themselves.
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