Question on 10 year old debt
barrysmith2480
Forumite 39 Posts
Hi all,
Just a quick question i had a mental breakdown in 2010 and disappeared going totally off grid leaving everything i owned behind , i stopped paying numerous loans , bills and credit cards. I lived often with no fixed oboe hundreds of miles from my home and never returned. Over the last 5 years or so I got help and got back on my feet but due to my nomatic lifestyle coupled with no job no bank account and practically nothing i never had a single letter call or anything. Now i know these debts are all over 6 years old but is it possible that within that 6 years court action was taken against me and a judgement made in my absence ?
My credit file is currently shows nothing ?
I cant understand why some ppl I read on here are being chased for 10 years plus but i have had nothing of any note, i think i did get one letter 6 months or so back but it was very vague and felt like just a fishing exercise.
Just a quick question i had a mental breakdown in 2010 and disappeared going totally off grid leaving everything i owned behind , i stopped paying numerous loans , bills and credit cards. I lived often with no fixed oboe hundreds of miles from my home and never returned. Over the last 5 years or so I got help and got back on my feet but due to my nomatic lifestyle coupled with no job no bank account and practically nothing i never had a single letter call or anything. Now i know these debts are all over 6 years old but is it possible that within that 6 years court action was taken against me and a judgement made in my absence ?
My credit file is currently shows nothing ?
I cant understand why some ppl I read on here are being chased for 10 years plus but i have had nothing of any note, i think i did get one letter 6 months or so back but it was very vague and felt like just a fishing exercise.
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Replies
Look after yourself and get on with your life. If anyone writes, reply with a statute barred letter.