SEISS effect on self employed mortgage claim

Thrugelmir

Pennywise said:

leopoldo_2 said:

I think it's easier if you are remortgaging. I did it a couple of months back after claiming the first 3 grants and it didn't put them off. It'll largely depend on how badly you were hit and whether your business has since recovered.

Trouble is that many banks are lazy and won't look into it properly, if at all. 

Mainstream lenders underwrite mortgages at the macro not the micro level. Profitability is too low on the products on offer to do otherwise. There are lenders that will spend time assessing application in detail. The increased interest rate covering the commercial recovery of the cost of doing this and of course the risk of default.