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HCCF Hitachi Finance

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Comments

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 September 2021 at 7:15AM
    Double glazing on finance is probably THE most expensive way to replace ones windows, the price of the materials and labour are massively inflated, I know I used to work in that industry, not selling but installing and it's definitely not the mse way to do it.

    Do yourself a favour, cancel it, find a local installer that uses a decent manufacturer, you'll save thousands.
    Thanks local could have been one option, though my 3/4 year re pay plan  is affordable.

    Edited

    Forgot to add, I can't better 9.9% apr, I tried

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    y3sitsm3 said:
    Dandytf said:
    y3sitsm3 said:
    Dandytf said:
    y3sitsm3 said:
    Dandytf said:
    windows install April 22 from March 21 deposit.
    Looking forward to Hitachi Finance, hope to clear 3/4 years.

    I'm sure your landlord will be pleased.
    haven't found time to notify Mortgage providers Nationwide  😎
    So why did you say you were "looking to get back on the housing ladder" (or words to that effect) the other month?
    considering moving from current mortgaged property, though not going to happen as if I move it's going to be renting.

    thanks
    Well "getting back on the housing ladder" means you're not on it, i.e. you don't own a property.

    You really should be (a lot) clearer with your posts.
    310 posts
    3.4k replies.

    Why take until now to raise such a concern!
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf said:
    Double glazing on finance is probably THE most expensive way to replace ones windows, the price of the materials and labour are massively inflated, I know I used to work in that industry, not selling but installing and it's definitely not the mse way to do it.

    Do yourself a favour, cancel it, find a local installer that uses a decent manufacturer, you'll save thousands.
    Thanks local could have been one option, though my 3/4 year re pay plan  is affordable.

    Edited

    Forgot to add, I can't better 9.9% apr, I tried

    thanks
    I 'could' afford a loan over 3/4 years quite easily, doesn't mean to say it's the best/cheapest way to do it though does it.

    9.9% apr whilst not horrendous rate, it's nowhere near a good rate. Could you not save up the amount required? I'm gonna assume your windows aren't literally falling out. I used to change windows for customers that had plenty of years left in them but they just wanted the latest 'shiny' ones.  
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:
    Double glazing on finance is probably THE most expensive way to replace ones windows, the price of the materials and labour are massively inflated, I know I used to work in that industry, not selling but installing and it's definitely not the mse way to do it.

    Do yourself a favour, cancel it, find a local installer that uses a decent manufacturer, you'll save thousands.
    Thanks local could have been one option, though my 3/4 year re pay plan  is affordable.

    Edited

    Forgot to add, I can't better 9.9% apr, I tried

    thanks
    I 'could' afford a loan over 3/4 years quite easily, doesn't mean to say it's the best/cheapest way to do it though does it.

    9.9% apr whilst not horrendous rate, it's nowhere near a good rate. Could you not save up the amount required? I'm gonna assume your windows aren't literally falling out. I used to change windows for customers that had plenty of years left in them but they just wanted the latest 'shiny' ones.  
    Windows replacement time, though did use one temp replace glass in one window, which was fine, temporarily.
    Time would be ages via saving, new windows is another pre sale improvement.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf said:
    y3sitsm3 said:
    Dandytf said:
    y3sitsm3 said:
    Dandytf said:
    y3sitsm3 said:
    Dandytf said:
    windows install April 22 from March 21 deposit.
    Looking forward to Hitachi Finance, hope to clear 3/4 years.

    I'm sure your landlord will be pleased.
    haven't found time to notify Mortgage providers Nationwide  😎
    So why did you say you were "looking to get back on the housing ladder" (or words to that effect) the other month?
    considering moving from current mortgaged property, though not going to happen as if I move it's going to be renting.

    thanks
    Well "getting back on the housing ladder" means you're not on it, i.e. you don't own a property.

    You really should be (a lot) clearer with your posts.
    310 posts
    3.4k replies.

    Why take until now to raise such a concern!
    What concern?  That your posts are barely decipherable and lead to a good chunk of the confusion that people have over your "situation" or that your property is apparently not rented.

    The latter is easily explainable by you having not, for over two months, ever defended the claim that getting new windows in a rented property was madness.  All of a sudden, it's mortgaged...

    I'm beginning to think Puddles83 has got you bang to rights, and getting new windows on a bridge is also madness.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 13 September 2021 at 1:55PM
    Looking forward to Brand New Anglian Windows 2022.
    In my what always has been Mortgaged property since purchase, I'm sure there's been a re mortgage post from me.

    No rental experience as yet, though enjoy something new!
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf said:
    Looking forward to Brand New Anglican Windows 2022.
    In my what always has been Mortgaged property since purchase, I'm sure there's been a re mortgage post from me.

    No rental experience as yet, though enjoy something new!
    Anglican do Churches not windows.

    Anglian do expensive windows if that is what you meant
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looking forward to Anglian windows very soon...
    Existing windows have not offered much protection particular during 20221/22.
    Two bedroom window repairs, living room window in need of repair, single glazed old school kitchen window. 

    Interested to witness if Anglian live up to their Adverts.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Grumpy_chap
    Grumpy_chap Posts: 18,531 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Dandytf said:

    Interested to witness if Anglian live up to their Adverts
    That's optimism
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:

    Interested to witness if Anglian live up to their Adverts
    That's optimism
    Dandytf said:

    Interested to witness if Anglian live up to their Adverts
    That's optimism
    Time will tell, hopefully most waiting time has past.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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