HCCF Hitachi Finance

Dandytf

Seems I've made an error in agreeing to double glazing recently, financed by HCCF Hitachi.
I called today to ask what I've be expected to pay to end the agreement early, on the basis that I could get a loan from bank 7.9% apr rather than 9.9% HCCF apr.

Seems HCCF front load interest, which I assume makes clearing with a lower rated bank loan, pointless.

mser;s agree
thanks

Puddles83

Front loading interest is illegal and has been for a long time.

Like the majority of the credit products you seem to have, you don’t really seem to understand them.

Dandytf

@Puddles83

never mind thankfully Hitachi provide reduced term example over 3 years, which is fine.

thanks anyway

[Deleted User]

Dandytf said:

mser;s agree

I wouldn't imagine so.

Dandytf

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

y3sitsm3

Dandytf said:

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

I'm sure your landlord will be pleased.

Dandytf

y3sitsm3 said:

Dandytf said:

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

I'm sure your landlord will be pleased.

haven't found time to notify Mortgage providers Nationwide  😎

y3sitsm3

Dandytf said:

y3sitsm3 said:

Dandytf said:

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

I'm sure your landlord will be pleased.

haven't found time to notify Mortgage providers Nationwide  😎

So why did you say you were "looking to get back on the housing ladder" (or words to that effect) the other month?

Dandytf

y3sitsm3 said:

Dandytf said:

y3sitsm3 said:

Dandytf said:

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

I'm sure your landlord will be pleased.

haven't found time to notify Mortgage providers Nationwide  😎

So why did you say you were "looking to get back on the housing ladder" (or words to that effect) the other month?

considering moving from current mortgaged property, though not going to happen as if I move it's going to be renting.

thanks

Thesaltmustflow

Double glazing on finance is probably THE most expensive way to replace ones windows, the price of the materials and labour are massively inflated, I know I used to work in that industry, not selling but installing and it's definitely not the mse way to do it.

Do yourself a favour, cancel it, find a local installer that uses a decent manufacturer, you'll save thousands.

y3sitsm3

Dandytf said:

y3sitsm3 said:

Dandytf said:

y3sitsm3 said:

Dandytf said:

windows install April 22 from March 21 deposit.
Looking forward to Hitachi Finance, hope to clear 3/4 years.

I'm sure your landlord will be pleased.

haven't found time to notify Mortgage providers Nationwide  😎

So why did you say you were "looking to get back on the housing ladder" (or words to that effect) the other month?

considering moving from current mortgaged property, though not going to happen as if I move it's going to be renting.

thanks

Well "getting back on the housing ladder" means you're not on it, i.e. you don't own a property.

You really should be (a lot) clearer with your posts.