We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Son's (he is a student) tax code is 1070L - why?

I wondered if anyone had any ideas as to why my son, who is a student, has a tax code for this year of 1070L?  Why doesn't he have a standard personal allowance.  He doesn't have any investments etc that need tax paying on and his earnings from a part time job don't take him over his allowance, but puzzled as to why it is different...... he hasn't had a tax code notification from HMRC.

Just noticed that last tax year the codes used were 1077L and it changed in month 8 to 1063L, now it is 1070L.

Any ideas welcome.  :-)


Comments

  • zagfles
    zagfles Posts: 21,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Bank interest? Though it would have to be a lot of interest!
    He needs to register/logon to his tax account and check how the tax code is made up


  • kazwookie
    kazwookie Posts: 14,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Contact HMRC and ask them, he will need is nat ins number etc
    Breast Cancer Now 100 miles October 2022 100/100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.25)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25)
    Breast Cancer Now 100 miles 1st October 2025 100/100 (12.10.25 all done)
    Tommy 10,000 steps challenge. 1st Nov 25 for 30 days .
    Sun, Sea
  • You only lose some personal allowance if your adjusted net income is > £100k.

    He will have a deduction for something in his code reducing his tax code allowances.

    But unless he earns more than £10,709 it won't have any impact on him.
  • he hasn't had a tax code notification from HMRC.

    It looks like they wouldn't send one to him when there a change but no tax is going to be deducted

    https://www.litrg.org.uk/tax-guides/employment/how-do-i-check-my-coding-notice


  • Anthear
    Anthear Posts: 227 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    You only lose some personal allowance if your adjusted net income is > £100k.

    He will have a deduction for something in his code reducing his tax code allowances.

    But unless he earns more than £10,709 it won't have any impact on him.
    Hi - he earns about £3k a year - and yes, the change doesn't impact him at present, but curious as to why  and HMRC are a complete nightmare to get through to.  I'll ask him to register for the online service in the meantime.  


  • Anthear
    Anthear Posts: 227 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    kazwookie said:
    Contact HMRC and ask them, he will need is nat ins number etc
    Easier said than done at the moment - it's a nightmare to get through!  You're on hold for what feels like forever....
  • sheramber
    sheramber Posts: 23,601 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Phone a few minutes before the official opening time.  There is normally staff in who will answer.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.