Debts from previous relationship

donna.sykes9

Just wondered if I remarry, will my partners wage be taken into account when working out repayments for debts from a previous marriage. On a debt repayment plan at the moment.
TIA

GeordieGeorge

No, you keep repaying loans, credit cards etc in line with your original agreements.

AskAsk

debt is personal to you if you have accrued the debt.  your new partner is not subject to the debt so nothing of his can be taken.

justworriedabit

AskAsk said:

debt is personal to you if you have accrued the debt.  your new partner is not subject to the debt so nothing of his can be taken.mm

Makes sense but I have a question.

If and when the high court sheriffs visits someone who has got a new partner, got married and living together but debts were before they met but the debtor could not keep up payments or did not want to pay, the high court gents could go to their new address and do everything you see on tv and even take the car away that was paid for by their new partner but bought as a gift for them?

Btw, great tv show the high court sheriffs. 

Markneath

Register the car in the new partners name and more importantly keep a receipt showing proof of purchase in the new partners name. 

The receipt should be enough to see off the sheriffs, they can’t seize something you don’t own! 

AskAsk

justworriedabit said:

AskAsk said:

debt is personal to you if you have accrued the debt.  your new partner is not subject to the debt so nothing of his can be taken.mm

Makes sense but I have a question.

If and when the high court sheriffs visits someone who has got a new partner, got married and living together but debts were before they met but the debtor could not keep up payments or did not want to pay, the high court gents could go to their new address and do everything you see on tv and even take the car away that was paid for by their new partner but bought as a gift for them?

Btw, great tv show the high court sheriffs. 

i love those programs myself.  yes, anything that is not in the new partner's name or bought by the new partner where he has proof that he bought it, would be considered to belong to the OP and the OP would have to give it up if the bailiffs come round.

gizmo111

donna.sykes9 said:

Just wondered if I remarry, will my partners wage be taken into account when working out repayments for debts from a previous marriage. On a debt repayment plan at the moment.
TIA

No its your debt and you continue your DMP as agreed, unless you want something to change.

justworriedabit

AskAsk said:

justworriedabit said:

AskAsk said:

debt is personal to you if you have accrued the debt.  your new partner is not subject to the debt so nothing of his can be taken.mm

Makes sense but I have a question.

If and when the high court sheriffs visits someone who has got a new partner, got married and living together but debts were before they met but the debtor could not keep up payments or did not want to pay, the high court gents could go to their new address and do everything you see on tv and even take the car away that was paid for by their new partner but bought as a gift for them?

Btw, great tv show the high court sheriffs. 

i love those programs myself.  yes, anything that is not in the new partner's name or bought by the new partner where he has proof that he bought it, would be considered to belong to the OP and the OP would have to give it up if the bailiffs come round.

Me too, I've watched them all several times on youtube and tv. My best one is the manchester incident when one of the sheriffs was attacked.  The ones on the BBC ar 9/10 compared to the dbl collectors or whatever they are called as they are 10/10. That guy with the beard, got guts and does the job 101%

RAS

If the OP is actively engaged in a DMP, then bailiffs really aren't an issue. And the OP would have time to respond to any legal action.

maman

I'm another who's enjoyed programmes like 'Can't pay we'll take it away' but a common theme seems to be ignoring/denying that they've had notices from the landlord or other creditor. Then they're shocked that it moves to the High Court Writ stage.

If OP can show he's acting responsibly and working to clear debts then he should be fine. As others have said, partners possessions are exempt from bailiffs if they can prove ownership. 

AskAsk

justworriedabit said:

AskAsk said:

justworriedabit said:

AskAsk said:

debt is personal to you if you have accrued the debt.  your new partner is not subject to the debt so nothing of his can be taken.mm

Makes sense but I have a question.

If and when the high court sheriffs visits someone who has got a new partner, got married and living together but debts were before they met but the debtor could not keep up payments or did not want to pay, the high court gents could go to their new address and do everything you see on tv and even take the car away that was paid for by their new partner but bought as a gift for them?

Btw, great tv show the high court sheriffs. 

i love those programs myself.  yes, anything that is not in the new partner's name or bought by the new partner where he has proof that he bought it, would be considered to belong to the OP and the OP would have to give it up if the bailiffs come round.

Me too, I've watched them all several times on youtube and tv. My best one is the manchester incident when one of the sheriffs was attacked.  The ones on the BBC ar 9/10 compared to the dbl collectors or whatever they are called as they are 10/10. That guy with the beard, got guts and does the job 101%

i have seen a couple of series, 'cant pay we take it away' is the one of them.  the funny one was when the sheriffs went to a house and as they were going in, the defendant was walking quietly out on top of the wall, lol.  the bailiffs spotted him and confronted him and he claimed he did not live there, emmmmm..... so why was he walking on the wall?    burglar??