Query Relating to Care Costs

justworriedabit

elsien said:

justworriedabit said:

elsien said:

AskAsk said:

Mojisola said:

Plasticomo said:

we would like to know if his half of the property would be counted as his assets when being assessed for contribution costs involved in care. If so, would I need to pay back these costs when I sell the house or die?

As he doesn't live there, it would be included in the financial assessment as an asset. 
If he needs help from the council to pay for his care, it's likely that the council would put a charge on the house. 
It's unlikely that the council will wait for you to die before recovering the debt - it will need to be repaid when your father dies. If you can pay it by remortgaging, you won't need to sell the house. 

wouldn't the council force the sale of the house as it is not his main home?  why would they even bother putting a charge on the house?

As a rule council’s don’t go round forcing the sale of houses.
What they do is have an expectation that the sums owed will be paid. That is down to the person/their representatives to arrange in the way that best suits them. 

Not exactly correct.  A financial assessment will take place and determine if payment is needed 

Really good article and response by some solicitor, worth a reading one of the best I've read in some time

the article details income and capital assets and a second home/etc is just that but read the article  and then decided.

https://www.thisismoney.co.uk/money/pensions/article-7183375/If-needed-care-sell-second-flat-son-lives-in.html

I'm fully aware of the financial assessment, nor did I say they wouldn't have to pay. 
My point was that going to court to force a sale is an absolute last resort, not the first line the council would take as implied by an earlier poster.
HTH

That is more accurate and I hope my post and thhe link that is A1 IMO has helped.

HTH

elsien

Already knew the answer given, so my accuracy was fine as it was, but thank you for asking. Perhaps reading more carefully could save you time in future?
HTH.

justworriedabit

elsien said:

Already knew the answer given, so my accuracy was fine as it was, but thank you for asking. Perhaps reading more carefully could save you time in future?
HTH.

Perhaps you want me to repost your post I initially quoted where you was wrong and then added to it in your subsequent posts the one aft having read my post and the helpful link.  

The post I initially quoted your post on was and is inaccurate when read as a stand alone 

Anyway, I've made it clear to OP re second home re his dad and how that will count towards, if any costs.

Have a great weekend,

HTH