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Im jordan just after some advice if possible please. I spoke to step changes about my situation which they recommended a Dro.
My debts are a total of 19100 consisting of a loan couple cc cards and store cards.
For the past 18 month or so i have been paying each creditor £1 token payments
But i have been payinfg back my parents as i owed them alot of money and just felt guilty.
5 months ago i got made redundant received 9k redudancy money, which i gave half to my parents as i owe them and the rest on non essential items and just generally getting by.
After reading other peoples storys on this forum its just got me all confused and just wondering what to do.
i currently don't work and live with my parents i have no assets but i i do have 900 cash in the bank whats left of my redudancy.
Any advice would be much appreciated
please dont judge i know i have been wrong. Cheers.
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