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5% deposit a good idea?
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Thrugelmir said:RoisinDove said:Crashy_Time said:RoisinDove said:Crashy_Time said:RoisinDove said:Crashy_Time said:RoisinDove said:Angela_D_3 said:RoisinDove said:moneysavinghero said:House prices are going up because everyone is having the same thoughts as you - they must buy a house now or they are going to miss out because prices keep rising so they join in the 'i will buy something i am not such i can afford' game. This is a self-fuelling and is how bubbles form. It can't last for ever and must at least cool down if not pop (crashy has his fingers crossed) at some point.
im slightly biased in that i cannot bear renting though.1 -
Persian_DG said:@RoisinDove Could a good negotiation and a catalogue of suitable properties not resolve some of your problem? I keep reading that everywhere is non negotiable at the moment but being the eternal optimist, i'd like to think differently! And if you did go for the "future proof" Family type home then could a good negotiation and a lodger not potentially open things up / give an easier outlook?0
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RoisinDove said:Persian_DG said:@RoisinDove Could a good negotiation and a catalogue of suitable properties not resolve some of your problem? I keep reading that everywhere is non negotiable at the moment but being the eternal optimist, i'd like to think differently! And if you did go for the "future proof" Family type home then could a good negotiation and a lodger not potentially open things up / give an easier outlook?0
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RoisinDove said:Angela_D_3 said:RoisinDove said:moneysavinghero said:House prices are going up because everyone is having the same thoughts as you - they must buy a house now or they are going to miss out because prices keep rising so they join in the 'i will buy something i am not such i can afford' game. This is a self-fuelling and is how bubbles form. It can't last for ever and must at least cool down if not pop (crashy has his fingers crossed) at some point.
im slightly biased in that i cannot bear renting though.
The thought of being grateful for a £10 cash back from a landlord who popped in would be just too much
Gather ye rosebuds while ye may1 -
Persian_DG said:RoisinDove said:Persian_DG said:@RoisinDove Could a good negotiation and a catalogue of suitable properties not resolve some of your problem? I keep reading that everywhere is non negotiable at the moment but being the eternal optimist, i'd like to think differently! And if you did go for the "future proof" Family type home then could a good negotiation and a lodger not potentially open things up / give an easier outlook?0
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Thrugelmir said:RoisinDove said:Crashy_Time said:RoisinDove said:Crashy_Time said:RoisinDove said:Crashy_Time said:RoisinDove said:Angela_D_3 said:RoisinDove said:moneysavinghero said:House prices are going up because everyone is having the same thoughts as you - they must buy a house now or they are going to miss out because prices keep rising so they join in the 'i will buy something i am not such i can afford' game. This is a self-fuelling and is how bubbles form. It can't last for ever and must at least cool down if not pop (crashy has his fingers crossed) at some point.
im slightly biased in that i cannot bear renting though.0 -
jimbog said:RoisinDove said:Angela_D_3 said:RoisinDove said:moneysavinghero said:House prices are going up because everyone is having the same thoughts as you - they must buy a house now or they are going to miss out because prices keep rising so they join in the 'i will buy something i am not such i can afford' game. This is a self-fuelling and is how bubbles form. It can't last for ever and must at least cool down if not pop (crashy has his fingers crossed) at some point.
im slightly biased in that i cannot bear renting though.
The thought of being grateful for a £10 cash back from a landlord who popped in would be just too much0 -
RoisinDove said:I would imagine they may accept an offer 5-10K below asking price but surely not much more than that? I'm a first time buyer with no chain but I imagine most potential buyers of one-bed flats would be in the same position. So if I saw something at 300K, I think I could maybe get it for 290K if they knew they'd have a quick sale, but there's only so low they'd go, IMO. I have a few friends who have recently bought London flats and they all had to go over the asking price!
I love negotiation! it's probably down to my roots / upbringing but I love the challenge haha I think you may surprise yourself if you go in to negotiations with some good optimism, open mind and desire to get info0 -
RoisinDove said:Persian_DG said:RoisinDove said:Persian_DG said:@RoisinDove Could a good negotiation and a catalogue of suitable properties not resolve some of your problem? I keep reading that everywhere is non negotiable at the moment but being the eternal optimist, i'd like to think differently! And if you did go for the "future proof" Family type home then could a good negotiation and a lodger not potentially open things up / give an easier outlook?0
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Persian_DG said:RoisinDove said:I would imagine they may accept an offer 5-10K below asking price but surely not much more than that? I'm a first time buyer with no chain but I imagine most potential buyers of one-bed flats would be in the same position. So if I saw something at 300K, I think I could maybe get it for 290K if they knew they'd have a quick sale, but there's only so low they'd go, IMO. I have a few friends who have recently bought London flats and they all had to go over the asking price!
I love negotiation! it's probably down to my roots / upbringing but I love the challenge haha I think you may surprise yourself if you go in to negotiations with some good optimism, open mind and desire to get info0
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