Choosing a vanguard lifestrategy plan

AnotherJoe

VXman said:

Saying LS80 is only for 20+ years is not necessarily true. Depends how you approach it. I have some funds in LS 40, 60 and 80. (I  know people will argue that's pointless but it is what it is and it's interesting to compare returns)

I've had money in LS80 for 2 or 3 years. It has done better than the other options  and I could sell today and crystallise the growth/profits. So for that short term it has worked.

You can compare returns without holding them all ! And you can do it right now by looking at hisorical [erfromamce which si all you re doing with your purchases anyway..

In the long term (+10years) its pretty much guaranteed that 40 and 60 will do worse than 80 (and 80 will do worse than 100).