Where to put my emergency fund and bill payments

Amoore3

Hi, 

Apologies if this has already been asked or wrong place. I'm trying to figure out the best way to split my current cash. 

I have around 12K in my current account and am looking to take a chunk of the money and put away somewhere as an emergency fund (ideally around 6-8K).

With the remain amount I am looking to keep 2K in my current account for any monthly bills and expenses and invest the rest. 

I'm also will be taking over the bill payments in my current shared house and looking for the best way to manage and keep the money whilst paying the various bills. 

Any idea where is best place to keep my emergency fund and the bill payments separate to my everyday spending? 

Thanks

jimjames

Bank of Scotland current accounts are what I'm using, each account will take up to £5k at a reasonable interest rate

ChopperST

Club Lloyds if you can meet the criteria will give you a home for £5k and Virgin Money account for another £1k.  Past that you are looking at regular savers.

lozzy1965

My emergency fund is in premium bonds.