Ninety months to pay off mortgage - or as near as dammit!

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  • beanielou
    beanielou Posts: 90,627 Ambassador
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    skint_spice said:
    beanielou said:
    Oh no.  Hope it bumble bees off soon.
    Sick of the weather.
    Supposed to be dry on Saturday - I have a hill planned with El
    POsitive vibes.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,706 Forumite
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    Well no hill as I have another dreadful cold😫 I felt fantastic in Tuesday and terrible on Wednesday which was my day off, struggled through work Thursday and Friday and spent the day in the sofa yesterday. Hopefully if I rest up today I will be fit for the week ahead as I am off and have many plans!
    As someone who rarely gets sick I am very impatient! I shall prioritise my running once recovered as I think it helps a lot. I’m constantly surrounded by people hugging and touching me so despite my frequent hand gel usage I am probably more at risk than other jobs😂 not to mention the dancing as there is usually dancing at some point…😂

    In other news DM has been back in hospital and I think my DD is realising he might need some help. Hopefully we can get something sorted out soon.

    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Aug  35

    Mortgage OP 2024 £2400/7000

    Mortgage balance: £52212

  • beanielou
    beanielou Posts: 90,627 Ambassador
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    Oh no skinty  :(
    No hill & your DD. Goos that your DM is coming round to thinking your DD may need some help.
    Up that Vit C!
    Feel better soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 12,706 Forumite
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    Taking lots of vits and eating well but still 😫
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Aug  35

    Mortgage OP 2024 £2400/7000

    Mortgage balance: £52212

  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Hope you feel better soon. So annoying to be ill when you are already due to be off work.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • skint_spice
    skint_spice Posts: 12,706 Forumite
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    Saving grace is leave is paid SH while sick leave isn’t! I dragged myself out for a walk today though, boredom was getting to me, I had to wear waterproofs but still good to get some fresh air.
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Aug  35

    Mortgage OP 2024 £2400/7000

    Mortgage balance: £52212

  • teapot2
    teapot2 Posts: 3,273 Forumite
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    Hope you feel better soon x
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Well done on getting out. They say going out in all weathers boosts your immune system but I don't test that often enough!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • skint_spice
    skint_spice Posts: 12,706 Forumite
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    savingholmes said:
    Well done on getting out. They say going out in all weathers boosts your immune system but I don't test that often enough!
    😂😂😂 

    Spent most of the day indoors waiting for a delivery that was going to be there by 2pm and eventually arrived about 7pm🙄
    I did declutter some clothes and did a dance exercise thing just to get some exercise and annoyed the cat😂
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Aug  35

    Mortgage OP 2024 £2400/7000

    Mortgage balance: £52212

  • beanielou
    beanielou Posts: 90,627 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Annoyed the cat  :lol:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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