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Ninety months to pay off mortgage - or as near as dammit!
Comments
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😂😂😂ouch! That would hurt.savingholmes said:I got a 'professional' out to fix my FF a year or two ago - he took the inner plastic off and then the hairdryer came out to rapid defrost. That then resolved the issue with it not reaching the right temperature. £60 later...Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
It’s so cold here today, I have the heating on , two blankets and a cat, ds has just made me a cup of tea and I am still cold. Perhaps I need more cats…
Still haven’t been to the shops but I am off tomorrow so need to go then. I am missing dancing tonight but not up to it and haven’t run all year😱 maybe next week?Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Ah the January when do I have to start training -itis has kicked in
I managed to once get to the gym when it was cold and dark outside this week but I have made excuses the other daysKeep warm and get a heated blanket - mine is the most wonderful thing ever !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
I usually run or dance though LWAP but still don’t feel up to it. Strav@ has just kindly sent me an email saying this time last month I had done 5 workouts this month 0. No point in overdoing things but I might try a walk later. I also need to look out some kettlebell workouts on YouTube.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
I walked into town and back today my first sort of exercise this year and that was enough!I did treat myself today to a lovely wee vase by a local potter and some flowers but I’m worth it😂
Lots of housework done and currently have a vat of bolognese on the hob, some for tonight and the rest for the freezer. Got renewal notice through got my car insurance which has gone up by over 50% so must go search for a better deal!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Ouch! 😳savingholmes said:I got a 'professional' out to fix my FF a year or two ago - he took the inner plastic off and then the hairdryer came out to rapid defrost. That then resolved the issue with it not reaching the right temperature. £60 later...
( @LadyWithAPlan, Mr KK is amused that he is becoming known here for this technique for defrosting freezers … 😉😂)
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
You are worth it
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh and good news - my lovely furry roommate puked on one of the living room curtains yesterday and despite them saying dry clean only they came up just fine in the washing machine 😅Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Oh the joys
That's good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yes, why do it on the wooden floor when you can hit a curtain 🙄beanielou said:Oh the joys
That's goodMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1
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