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I have used the 2020 variant to "park" a final redundancy payment into my SIPP (currently c. 47% equities) , ie in the uncrystallised part of my fund. I'm happy with using this on reflection, whilst i consider what else (if anything) i might do with it. If i were 20 years younger i might also consider using 2040 or similar in which to make regular contributions to the passive part of SIPP, particularly if accepting current UK bias, and based on my current experience and understanding of how these Target funds work. I'd also be looking at active funds, ETFs and ITs too as part of my homework.
Not sure this has been posted anywhere but Vanguard have introduced another product recently. It appears it's not available to retail investors at the moment but maybe in the near future.?
