Bank account

20aidan21

I had a ccj 7 years ago it said it will disappear after 6 years but is tail can’t get a bank account I have recently landed a well paid job but cant get a bank account and it’s dragging me down makes me feel horrible any ideas will be helpful thank you 

colsten

First, check your credit files: https://www.moneyadviceservice.org.uk/en/articles/how-to-check-your-credit-report


There are a number of companies you can try: Starling Bank, Monzo, and as a last resort Pockit

MovingForwards

There must be something else as I've opened up bank accounts and got CCs with a CCJ.

Check all credit reports (credit karma, clear score and MSE credit club) to make sure it's fallen off.

Also have a look to see if it shows you on the electoral roll at your correct property.

cymruchris

What banks have you tried -- and what kinds of accounts have you applied for?

As above- what do your credit files show? Are they up to date and all accurate? (All three of them?)

born_again

Something on CIFAS?

Assume you have proof of ID & are on the electoral roll?