Bank account

20aidan21 · 7 April 2021 at 5:26PM

I had a ccj 7 years ago it said it will disappear after 6 years but is tail can’t get a bank account I have recently landed a well paid job but cant get a bank account and it’s dragging me down makes me feel horrible any ideas will be helpful thank you

colsten · 7 April 2021 at 6:24PM

First, check your credit files: https://www.moneyadviceservice.org.uk/en/articles/how-to-check-your-credit-report

There are a number of companies you can try: Starling Bank, Monzo, and as a last resort Pockit

MovingForwards · 7 April 2021 at 6:34PM

There must be something else as I've opened up bank accounts and got CCs with a CCJ.

Check all credit reports (credit karma, clear score and MSE credit club) to make sure it's fallen off.

Also have a look to see if it shows you on the electoral roll at your correct property.