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Help to buy wales
Lbrty1974
Posts: 2 Newbie
Hi
Wondering if anyone out there been in same position as me at the moment looking for some possible reassurance. Applied online for help to buy wales after reading the guide and checking our criteria works we proceeded with application unfortunately we obviously didn't read enough and came across the excel spreadsheet after sending in the completed form. Our debt to income ratio sits exactly at 45% but shows on the sheet as a red box does anyone know what this means? When we adjust the figures to include this month's payment figures it still shows as 45% but isn't red!! Am concerned. We applied very recently 29/3 so I'm not expecting a decision very soon as I'm sure they are behind given current restrictions. I do understand they cannot adjust the 45%ratio and the reasons behind this just wondering if anyone else was right on the cusp of the cut off and still had a positive outcome. Thanks for taking time to read.
Wondering if anyone out there been in same position as me at the moment looking for some possible reassurance. Applied online for help to buy wales after reading the guide and checking our criteria works we proceeded with application unfortunately we obviously didn't read enough and came across the excel spreadsheet after sending in the completed form. Our debt to income ratio sits exactly at 45% but shows on the sheet as a red box does anyone know what this means? When we adjust the figures to include this month's payment figures it still shows as 45% but isn't red!! Am concerned. We applied very recently 29/3 so I'm not expecting a decision very soon as I'm sure they are behind given current restrictions. I do understand they cannot adjust the 45%ratio and the reasons behind this just wondering if anyone else was right on the cusp of the cut off and still had a positive outcome. Thanks for taking time to read.
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