Has any one with personal experience with Vanguard

snowshine

Investing in Vanguard S&N 500 for ISA is an option I  am pondering witt

 It is protected by FSCS for the first £85000.

Has any body got personal exposure with this company?

A_T

many on here including me - I have no problems to report

[Deleted User]

I have an ISA with them. It's early days though, I only opened it about a week ago. No problems so far.

Before I decided, I did loads of research, and watched a tonne of YouTube videos. Check the FCA register before doing business with a finance company you're not familiar with. Vanguard is registered with them, along with a warning that there are some fake (fraudulent) sites that try to mimic the vanguard site.

eskbanker

snowshine said:

Investing in Vanguard S&N 500 for ISA is an option I  am pondering witt

Vanguard's platform is quite popular, with low ongoing fees, but is restricted to Vanguard's own products rather than being whole of market, so that's a downside for many.

In terms of investment choice, what has led you to your selection of a fund that only tracks one index?

AnotherJoe

S&N???? Did you mean S&P?

Are you intending to invest in this via the Vanguard ISA or via another companies ISA?

There are, I'm pretty sure, cheaper funds than Vanguard for S&P500 tracking, it is just following an index so you want cheapest, for which you need to factor in the platform charge as well as teh fund charge, there's nothing special about Vanguards S&P500.

I take it you are aware the £85k protection for a fund like this is very limited and basically down to fraud on the platform.

If the index crashes you cant get money back.

Albermarle

You could try typing Vanguard in the search box , as they are mentioned several times every day on this forum.

bostonerimus

I've been with Vanguard in the US for 25 years and have always had good service and they provide me with regular updates and annual tax information. The ethos of the UK company is the same as its US parent company so you will get inexpensive funds that will allow you to build a portfolio or for a bit more in fees you can buy "funds of funds" that give you an off the shelf portfolio tailored to some specific circumstance like retirement income starting in say 2025 or 2030...The UK company does not allow you to buy non-Vanguard funds, but there is more than enough choice within Vanguard funds to develop a successful portfolio.

noclaf

I'm with Vanguard and echo lot of the comments already posted.
It's quick, simple and no gimmicks. Furthermore my employer who previously required quarterly statements from me, now automatically receives the statements so minimal admin in that regard. If Vanguard's products alone cover your investment needs I'd say go for it.

coyrls

I would suggest that your choice of Vanguard is not something to worry about but I would spend more time choosing a suitable investment and familiarising yourself with investment risk and precisely what FSCS cover for investments means.

jimjames

snowshine said:

Investing in Vanguard S&N 500 for ISA is an option I  am pondering witt

 It is protected by FSCS for the first £85000.

Has any body got personal exposure with this company?

Vanguard are one of the largest investment companies worldwide. There are thousands of people who use them for their investment products. I have several of their funds in my existing ISA and will be opening an ISA with them next tax year. 
Your question suggests you've not invested before, is there a reason you are looking for someone with personal exposure with them? Are you investing with them directly or using one of their funds (as I have done)? The answers would be quite different.

snowshine

Thank you all
It was a typo.. I was intended to type S&P

My intension was to invest in one of their funds with long term as 25 years so it will hopefully beat the inflation.