LMS - O NEILL PATIENT SOLICITORS - Credit search

Jamesdobo

Hi all,

I am in the process of buying a flat and have had a credit search against my file from LMS - O NEILL PATIENT SOLICITORS.

Neither myself or the developer are using these solicitors, does anyone know why they would be searching my file? 

Naturally I am panicking and nervous about an unknown solicitor carrying out searches.

thanks you 

[Deleted User]

Ive bought a few houses recently and Ive never seen solicitors do a “credit” check. However solicitors can carry out a soft search of certain bits of information for an identity check to check there  is NOT A CONFLICT of interest between you and the seller. Usually big firms with multiple offices. Ive seen one on a Family Law file - when ex husband was sent a copy of his file by the solicitors 

EDITED - Ive done various Google searches with the right words which would pick up a privacy statement on their website and having found it, it does not refer to the above. Id be sending them an email to ask tbh 

L_T_88

ONP have a couple of subsidiaries. Who are you using? 

LMS is Legal Management Services, who offer a range of conveyancing services.

Jamesdobo

Hi Densol,

Thank you for your response. The search carried out was:

Identity Check to comply with Anti Money Laundering Regulations Is this normal when purchasing a property? The most concerning part for me is that I have never heard of them. Thanks again, Dan

davidmcn

Jamesdobo said:

The search carried out was:

Identity Check to comply with Anti Money Laundering Regulations Is this normal when purchasing a property?

Yes, pretty normal these days - your solicitor needs to check your identity, and doing it online saves everyone the hassle of physically checking your ID documents.

Thrugelmir

Jamesdobo said:

Hi Densol,

Thank you for your response. The search carried out was:

Identity Check to comply with Anti Money Laundering Regulations Is this normal when purchasing a property? The most concerning part for me is that I have never heard of them. Thanks again, Dan

Identity checks are standard practice whenever large sums of involved. There'll be thousands of companies that you've never heard of. Nor will ever do unless you cross paths during the course of  a business transaction. 

Never wise to obsess about ones credit file. 

Jamesdobo

L_T_88 said:

ONP have a couple of subsidiaries. Who are you using? 

LMS is Legal Management Services, who offer a range of conveyancing services.

Thank you so much. I have just checked and my solicitor is a subsidiary. Panic over, your help is much appreciated. I can now enjoy the weekend rather than hoping for Tuesday to come by so I can find out! Phew! Thanks again