Experian Credit score boost attempt.

Dandytf

Cancelled check my file and re signed up to Experian credit expert after a number of years.
Whilst cra reports continue to recover, thought id'e give  Credit score booster a try.
Instant part success, immediately increasing score by +25 points.
Their predictions reckon I'll be closer to 900's range from 760 3-6 months.
Enjoying watching how my reorganisation of Credit cards etc have considerable positive effects on score,

MattMattMattUK

Dandytf said:

Cancelled check my file and re signed up to Experian credit expert after a number of years.
Whilst cra reports continue to recover, thought id'e give  Credit score booster a try.
Instant part success, immediately increasing score by +25 points.
Their predictions reckon I'll be closer to 900's range from 760 3-6 months.
Enjoying watching how my reorganisation of Credit cards etc have considerable positive effects on score,

Your score is a meaningless number, read the sticky.

Dandytf

@MattMattMattUK
Your comment has been posted a few times from various mser's.
Personally i''m enjoying Score fun whilst my cra reports improve.
Thanks anyway.

MattMattMattUK

Dandytf said:

@MattMattMattUK
Your comment has been posted a few times from various mser's.
Personally i''m enjoying Score fun whilst my cra reports improve.
Thanks anyway.

That is because those various users understand how credit scores work in the UK, which is they are meaningless. You are enjoying paying money to raise a number which is meaningless, taking choices which may well be reducing your overall creditworthiness, that is your perogative, but it is not rational or sensible.

Batesy1976

I'll just leave this here.

pcman1985

Wait till next month when the random number picker picks a lower number and he'll be wondering why the number has dropped after claiming to use the "boost" tool

Dandytf

pcman1985 said:

Wait till next month when the random number picker picks a lower number and he'll be wondering why the number has dropped after claiming to use the "boost" tool

Lower number is included in next months prediction, before it rises again.
Though new double glazing finance hasn't been added to reports as yet.
Noticed recent Amex card is by far the longest to be seen on any cra report.

sourcrates

Dandytf said:

pcman1985 said:

Wait till next month when the random number picker picks a lower number and he'll be wondering why the number has dropped after claiming to use the "boost" tool

Lower number is included in next months prediction, before it rises again.
Though new double glazing finance hasn't been added to reports as yet.
Noticed recent Amex card is by far the longest to be seen on any cra report.

You do realise this "score booster" is yet another marketing gimmick don`t you ?

The CRA`s are businesses who have to find new and inventive ways to make money, this is just another move in that dance.

Dandytf

@sourcrates
thanks, yes as I mentioned only some Score fun for myself, though it has been 10 years in lowest possible score range, more importantly cra reports are improving since jan' 2021.
I enjoy trying cra sites, they have also improved in recent years.  

SnowTiger

Dandytf said:

Cancelled check my file and re signed up to Experian credit expert after a number of years.
Whilst cra reports continue to recover, thought id'e give  Credit score booster a try.
Instant part success, immediately increasing score by +25 points.
Their predictions reckon I'll be closer to 900's range from 760 3-6 months.
Enjoying watching how my reorganisation of Credit cards etc have considerable positive effects on score,

Don't get too excited.

There's a poster over in the loans forum who's Struggling to get a loan at a good rate'.

They're perfect, their credit score is prefect and their credit history is perfect.  They earn £75,000 a year, yet can't get that perfect loan they desperately need.

Dandytf

SnowTiger said:

Dandytf said:

Cancelled check my file and re signed up to Experian credit expert after a number of years.
Whilst cra reports continue to recover, thought id'e give  Credit score booster a try.
Instant part success, immediately increasing score by +25 points.
Their predictions reckon I'll be closer to 900's range from 760 3-6 months.
Enjoying watching how my reorganisation of Credit cards etc have considerable positive effects on score,

Don't get too excited.

There's a poster over in the loans forum who's Struggling to get a loan at a good rate'.

They're perfect, their credit score is prefect and their credit history is perfect.  They earn £75,000 a year, yet can't get that perfect loan they desperately need.

thanks, in my instance I'm far from perfect, though enjoying returning to some mainstream lenders/products.
Don't think I'll ever see 3.9% loan rates, though found it funny that nationwide are offering me 13.9% loan today, when i couldn't get a loan from them a few years ago, when I was financially much better behaved.
I'm enjoying cra reports  to 'help' review and check that I'm not building too much debt.
your example 'perfect score/history' example poster, possibly doesn't tell everything required for decent rates, impossible to say t.b.h. 
thanks anyway appreciated