Vanguard

YorkshireBoy

agent69 said:

I purchased 3 ETF's in January, and this resulted in me having about £50 remaining in my cash account. It's been at the same level until the last few days when it went up to £75.

I assume it is some form of dividend payment, but it would be interesting to know where it came from.

Is it not shown in the "cash statement" tab within the "transactions" area? Mine is from the 7th.

Spiggle

Yep YorkshireBoy, that's another way to see the info.

All the best,
Spigs

ErinGoBrath

What fund is R2RC.GB as it doesnt match anything i hold in my new GIA?

Presumably one of the figures is dividend and one is equalisation but there is nothing here to tell me which one is which.

YorkshireBoy

ErinGoBrath said:

What fund is R2RC.GB as it doesnt match anything i hold in my new GIA?

From the factsheet it looks like a Citi (whatever that is!) code for your ESG Developed World All Cap Equity Index Fund

ErinGoBrath

YorkshireBoy said:

ErinGoBrath said:

What fund is R2RC.GB as it doesnt match anything i hold in my new GIA?

From the factsheet it looks like a Citi (whatever that is!) code for your ESG Developed World All Cap Equity Index Fund

They could use the fund name, or an abbreviated version, to actually be helpful to their customers. Hargreaves do.

AbundantBudget

MFW2026 said:

agent69 said:

I have a Vanguard query and thought it best to add it on here, rather than start yet another Vanguard thread.

I am mostly invested in the LS funds, but also invested a small amount in 3 of their other funds. Recently I noticed that the amount of cash in my acount has increased. Is there any way of tracking where it came from?

Hi I believe you cannot buy partial funds in ETFs so if your deposit doesn’t cover the price for the whole share price it will go into your cash reserve 

You can if you buy ETFs by Direct Debit, if you pay by debit card or from cash reserve then the difference will be returned to you available cash.

agent69

YorkshireBoy said:

agent69 said:

I purchased 3 ETF's in January, and this resulted in me having about £50 remaining in my cash account. It's been at the same level until the last few days when it went up to £75.

I assume it is some form of dividend payment, but it would be interesting to know where it came from.

Is it not shown in the "cash statement" tab within the "transactions" area? Mine is from the 7th.

Thanks for the info. I hadn't looked at that part of the site, but you are correct. 3 dividend payments for the 3 ETF's (paid on 7th April).

When do they pay up again?

[Deleted User]

dunstonh said:

Deleted_User said:

whatstheplan said:

I've recently started investing and, given my goals and circumstances, I opted for the Vanguard LS100 fund as for me, holding 20% bonds didn't make much sense.  I put cash into my stocks and shares ISA at the tail end of tax year 20/21 and will put more in during 21/22.  I've decided to invest all of my 20/21 allocation into the LS100 fund and in parallel will continue to educate myself on other options.  I might then elect to invest my 21/22 allocation into something different or it might end up also going into the LS100 fund if I conclude that's best for me.

I am similar - opted for LS100 last year and it was a great decision. Can't comment on the other funds held by Vanguard but I did some research beforehand and Vanguard LS was very often praised. LS60 or LS80 might be preferable but I'm in it for the long haul (also, I had very little knowledge of investing but found LS to be easy to navigate. Good luck!

Although VLS100 is the weakest of the VLS range. It is the only one that isn't a multi-asset fund. Instead it is a global managed fund and that means it is compared with other global funds, in particular global trackers.  It doesn't do so well up against them as the rest of the VLS range does against other multi-asset funds.

@dunstonh,
Thank you for this! Excuse my ignorance, but I thought the VLS100 was a strong fund (though admittedly don't know much about these things!) Do you have any recommendations for funds that perform more strongly? Is the VLS60 preferable, for example? Thank you!

Alexland

Deleted_User said:
Excuse my ignorance, but I thought the VLS100 was a strong fund

The UK bias in the VLS range has caused them to underperform in recent years. I would argue that VLS20 and 40 were the worst funds in the series as who wants to be that heavy on bonds? Until recently a global tracker would be clearly more preferable than VLS100 but as US valuations are looking so high there's an argument that VLS100 might now be a fairly good choice if you want 100% equities exposure as there's a fair chance we are heading towards a period in which the US disappoints.

[Deleted User]

Alexland said:

Deleted_User said:
Excuse my ignorance, but I thought the VLS100 was a strong fund

The UK bias in the VLS range has caused them to underperform in recent years. I would argue that VLS20 and 40 were the worst funds in the series as who wants to be that heavy on bonds? Until recently a global tracker would be clearly more preferable than VLS100 but as US valuations are looking so high there's an argument that VLS100 might now be a fairly good choice if you want 100% equities exposure as there's a fair chance we are heading towards a period in which the US disappoints.

This is really helpful, thank you. In that case, would you recommend staying put with the VLS100 or diversifying with another fund (of which I know very little about)?