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Pension Reset - what your asset/geographic allocation be?

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  • Alexland
    Alexland Posts: 10,183 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    eskbanker said:
    No need to thank me, it's not as if I'm agreeing with you!
    Is this the £1 five minute argument or the £8 for a course of ten?


  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZingPowZing said:
    It really, truly is not a "matter of definition" - diversification does not make its proponents richer.

    What does your portfolio consist of? 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Photogenic Name Dropper First Anniversary
    About ten individual stocks. 
    I have been invested in most for a dozen years or more. I had a reset after 2007. 
    Biggest investment currently is in Apple, about 30% of total. Judges have been telling me it is overvalued since my first purchase. 
  • cloud_dog
    cloud_dog Posts: 6,334 Forumite
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    I'm just sat here scratching my head after reading the last 4+ pages of responses, asking myself, why? Just why?
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 April 2021 at 11:28PM
    ZingPowZing said:
    About ten individual stocks. 
    I have been invested in most for a dozen years or more. I had a reset after 2007. 
    Biggest investment currently is in Apple, about 30% of total. Judges have been telling me it is overvalued since my first purchase. 
    How correlated are the ten stocks?  High weighting to the US? 

    Nothing wrong in such a holding. Buffett is a fan also. Over 40% of BH's market value is accounted for by their holding in Apple. 


  • eskbanker
    eskbanker Posts: 37,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 April 2021 at 12:56AM
    Alexland said:
    Is this the £1 five minute argument or the £8 for a course of ten?
    No, it's the zero sum edition.... ;)

    cloud_dog said:
    I'm just sat here scratching my head after reading the last 4+ pages of responses, asking myself, why? Just why?
    Did you think you had a monopoly on acting in accordance with the second part of your signature? :)

    But yes, after reading yet another sigh-inducing non-sequitur from you-know-who, I think I'm (perhaps belatedly) catching up with others now in recognising the ever-decreasing circles as not being worth devoting any more attention to, rather than rising to the bait again....
  • Langtang
    Langtang Posts: 436 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    eskbanker said:
    Alexland said:
    Is this the £1 five minute argument or the £8 for a course of ten?
    No, it's the zero sum edition.... ;)
    No it isn't...
    It'll be alright in the end. If it's not alright, it's not the end....
  • eskbanker
    eskbanker Posts: 37,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Langtang said:
    eskbanker said:
    Alexland said:
    Is this the £1 five minute argument or the £8 for a course of ten?
    No, it's the zero sum edition.... ;)
    No it isn't...
    I'm sorry, I'm not allowed to argue any more.

    If you want me to go on arguing, you'll have to pay for another five minutes....
  • Langtang
    Langtang Posts: 436 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    eskbanker said:
    Langtang said:
    eskbanker said:
    Alexland said:
    Is this the £1 five minute argument or the £8 for a course of ten?
    No, it's the zero sum edition.... ;)
    No it isn't...
    I'm sorry, I'm not allowed to argue any more.

    If you want me to go on arguing, you'll have to pay for another five minutes....
    If I pay again, is this for an argument on an ongoing basis, or a one-off. Can I pay in diversified cake dividend?
    It'll be alright in the end. If it's not alright, it's not the end....
  • Eco_Miser
    Eco_Miser Posts: 4,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ZingPowZing said:
    It really, truly is not a "matter of definition" - diversification does not make its proponents richer.
    It may do, depending entirely what they diversify from, and to.
    If you have magically selected the very best performers the diversification will be worse.
    If, on the other hand, you have selected a group of literally bankrupt stocks, then diversification would almost certainly have been better.
    Eco Miser
    Saving money for well over half a century
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