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Santander closing down more than 100 branches

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Comments

  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can use the post office for lots of banking services, but you all knew that.
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    roddydogs said:
    Personally I couldn’t think of anything worse than going to a bank and queuing or paying in wads of cash. It’s internet only for me unless forced otherwise.
    the sad thing is the loss of jobs, hopefully redeployment will see a high retention rate.
    So how do you pay in "wads of cash" over the internet.?
    I would be questioning why you’re being handed wads of cash in the first place, tax evasion maybe?
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No, perhaps just selling a car.
  • Eco_Miser
    Eco_Miser Posts: 4,945 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    In a personal capacity I only use my branch(es) for the indoor ATMs, but as treasurer of a community organisation that holds a fair two or three times a year (pre-Covid) I need to bank around £1000 cash, much in  coins, each time. I also need to draw float and expenses before each event, which means cashing a cheque. The local post office is now in a convenience store, so queueing up with those wanting to buy fags, lottery tickets, newspapers, milk, etc. as well as those wanting to post parcels, pay bills etc. if that were the only facility.
    Eco Miser
    Saving money for well over half a century
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    roddydogs said:
    No, perhaps just selling a car.
    In this day and age. Doesn't explain the need for paying in cash. 
  • GaleSF63
    GaleSF63 Posts: 1,542 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Colsten said -  I know of nobody below late 70s who considers themselves 'elderly'. 

    Most of us probably don't classify ourselves at all; it's other people who pigeonhole us. 

    When does old-age start? Well, Chambers Dictionary's definition of middle-age is "Between youth and old-age, variously reckoned to suit the reckoner."

    So we can all decide for ourselves. 
  • kaMelo
    kaMelo Posts: 2,893 Forumite
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    roddydogs said:
    No, perhaps just selling a car.
    In this day and age. Doesn't explain the need for paying in cash. 
    It really does if it's a private sale.  There is no way I'd hand over bank details to any old Joe who turned up to buy a car
  • EssexExile
    EssexExile Posts: 6,505 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    kaMelo said:
    roddydogs said:
    No, perhaps just selling a car.
    In this day and age. Doesn't explain the need for paying in cash. 
    It really does if it's a private sale.  There is no way I'd hand over bank details to any old Joe who turned up to buy a car
    Why not, what are they going to do with information that is written on every cheque and most debit cards?
    I was watching Bangers & Cash on the tellybox the other day and was amazed to see buyers at the auction handing over wads of notes in payment for cars. I know it's rural Yorkshire and Heartbeat was filmed just up the road but they do have the internet there now. Perhaps wads of notes are just more photogenic.
    Tall, dark & handsome. Well two out of three ain't bad.
  • Eco_Miser
    Eco_Miser Posts: 4,945 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    GaleSF63 said:
    Colsten said -  I know of nobody below late 70s who considers themselves 'elderly'. 

    Most of us probably don't classify ourselves at all; it's other people who pigeonhole us. 

    When does old-age start? Well, Chambers Dictionary's definition of middle-age is "Between youth and old-age, variously reckoned to suit the reckoner."

    So we can all decide for ourselves. 
    It depends what discounts for the age-enhanced are available, otherwise old is 5 years more than my current age.

    Eco Miser
    Saving money for well over half a century
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    kaMelo said:
    roddydogs said:
    No, perhaps just selling a car.
    In this day and age. Doesn't explain the need for paying in cash. 
    It really does if it's a private sale.  There is no way I'd hand over bank details to any old Joe who turned up to buy a car
    So you would prefer to carry around thousands of pounds worth of cash that a buyer has given you, with no real record of exchanging said cash? Sorry, rather give bank details for an account I have set up for buying and selling, we give our bank details - or worse - our entire debit card details to retailers all the time, I don’t see what the issue is?
    we should move to a cashless society as soon as circumstances allow.
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

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