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Lloyds credit card not activated
col81
Posts: 338 Forumite
in Credit cards
I applied for a credit card 6 weeks ago on a balance transfer deal. I have not activated it. how long do i have to activate it normally before the deal/offer expires.
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Comments
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depends on the card issuer, my Nat West one I think was 2 months, some it might be longer, some shorter. Read the terms and conditions
https://www.lloydsbank.com/credit-cards/balance-transfers.html
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It should say on the credit card agreement you should have received. My last one was 90 days. If you don't transfer the balance, it's a bit wasteful because every time you apply for credit, there's a hard search on your credit report.col81 said:I applied for a credit card 6 weeks ago on a balance transfer deal. I have not activated it. how long do i have to activate it normally before the deal/offer expires.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.0 -
It may not be from card activation, but from agreement date.Life in the slow lane0
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The time starts ticking from teh date you are approved.Most providers require the BT to be started within 60 days (some 90).You'd better start that BT otherwise you'll end up on their standard terms.0
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