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Help! Transunion have my name wrong on electoral roll section of credit file.

SammyOK
Posts: 9 Forumite

I've just had an offer accepted on a house after years of saving for a deposit and many offers being rejected. The seller is looking to move quite quickly and a reason why they accepted my offer (which wasn't the highest) is because I am a first time buyer with no chain and ready to move. To avoid any nasty surprises, I thought I'd check my credit file with Equifas, Transunion and Experian before my broker makes the mortgage application. My financial details are all fine and the same across three. However, in the electoral roll section Transunion have an initial inserted between my first and last names. They state that this information is taken from my council / electoral register though I don't have any middle names or letters and have never registered such with my council. Both Experian and Equifas have got my name correct; ie without any middle name or letter as registered with my council's electoral service. I've raised a dispute with Transunion, but their website suggests it can take up to 6 weeks to resolve it and I am not sure the seller will wait that long. I was wondering how serious the implications would be if I just went ahead with the mortgage application. Is the application likely to fail because of this error by Transunion? Thanks
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