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Multiple soft searches on my credit file

Sotts
Posts: 254 Forumite

I've just checked credit file with Clearscore and in the last 2 days there has been 17 soft searches on my file from various loan companies. Some say quotation search and some say affordability.
I haven't applied for any credit. Just looking for life insurance, but none of these companies are life insurance companies. Should i be concerned?
I haven't applied for any credit. Just looking for life insurance, but none of these companies are life insurance companies. Should i be concerned?
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Comments
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Yes and no, soft searches can occur if you have applied for quotes for life insurance as they can do identity checks and these can appear as soft searches. Loads of these can impact credit scoring but not to the degree declines or hard searches would.
What are the names of the companies doing the soft searches??0 -
Thanks for responding so quickly.
Morses Club limited
Oplo group
Madison CF
Shawbrook bank
Bamboo Ltd
That's just a few. Identity checks i could understand but affordability? And these are loan companies.0 -
I don't recognise those companies.
I do know that if you look for insurance on comparison websites that can show multiple soft searches afterwards. Maybe something similar with life insurance.0 -
Scott_Weiland79 said:Yes and no, soft searches can occur if you have applied for quotes for life insurance as they can do identity checks and these can appear as soft searches. Loads of these can impact credit scoring but not to the degree declines or hard searches would.
What are the names of the companies doing the soft searches??0 -
Grumpy_chap said:I don't recognise those companies.
I do know that if you look for insurance on comparison websites that can show multiple soft searches afterwards. Maybe something similar with life insurance.0 -
Dellgrad12 said:Scott_Weiland79 said:Yes and no, soft searches can occur if you have applied for quotes for life insurance as they can do identity checks and these can appear as soft searches. Loads of these can impact credit scoring but not to the degree declines or hard searches would.
What are the names of the companies doing the soft searches??0 -
Did you recently browse the 'Offers' section in Clearscore? That will have lead to soft searches.
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[Deleted User] said:Did you recently browse the 'Offers' section in Clearscore? That will have lead to soft searches.0
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