Will this impact my credit score and what do I do about it?

[Deleted User]

MalMonroe said:

Deleted_User said:

You could always open the parcel and find the sender details and contact them (or just give it back to the royal mail and let them sort it - it'll probably end up in the national return centre in Belfast for them to deal with). Contrary to popular belief, opening mail not addressed to you is not a crime, only if you do it with malicious intent e.g. to steal a credit card. Just keep on doing what you are doing, cover up the address and put back in the post box. Your credit history is unique to you, it moves with you, not tied to an address so even if someone is committing some sort of fraud e.g. using an address to get a cheaper policy, it is not tied to you and you can show you have been returning all the mail correctly. I wouldn't ring the firms, they probably won't speak to you anyway as the policy is not in your name and there could be malicious reasons why a person could be doing it e.g. an abusive ex partner causing problems

Contrary to your belief, it IS a crime to open someone else's post, see The Postal Services Act 2000, section 84. UK government publication.

Mal
Why do you insist on giving false information? I appreciate you want to be helpful but honestly, it really is ridiculous to post stuff that you could easily verify is wrong. Look at the act, I have highlighted the relevant part in bold. It is an offence if you open mail with the intention of acting to someone's detriment or without reasonable excuse. Trying to locate the sender of a parcel to return it is CATEGORICALLY NOT AN OFFENCE

Interfering with the mail: general.

(1)A person commits an offence if, without reasonable excuse, he—

(a)intentionally delays or opens a postal packet in the course of its transmission by post, or

(b)intentionally opens a mail-bag.

(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.

MaryNB

Deleted_User said:

MalMonroe said:

Deleted_User said:

You could always open the parcel and find the sender details and contact them (or just give it back to the royal mail and let them sort it - it'll probably end up in the national return centre in Belfast for them to deal with). Contrary to popular belief, opening mail not addressed to you is not a crime, only if you do it with malicious intent e.g. to steal a credit card. Just keep on doing what you are doing, cover up the address and put back in the post box. Your credit history is unique to you, it moves with you, not tied to an address so even if someone is committing some sort of fraud e.g. using an address to get a cheaper policy, it is not tied to you and you can show you have been returning all the mail correctly. I wouldn't ring the firms, they probably won't speak to you anyway as the policy is not in your name and there could be malicious reasons why a person could be doing it e.g. an abusive ex partner causing problems

Contrary to your belief, it IS a crime to open someone else's post, see The Postal Services Act 2000, section 84. UK government publication.

Mal
Why do you insist on giving false information? I appreciate you want to be helpful but honestly, it really is ridiculous to post stuff that you could easily verify is wrong. Look at the act, I have highlighted the relevant part in bold. It is an offence if you open mail with the intention of acting to someone's detriment or without reasonable excuse. Trying to locate the sender of a parcel to return it is CATEGORICALLY NOT AN OFFENCE

Interfering with the mail: general.

(1)A person commits an offence if, without reasonable excuse, he—

(a)intentionally delays or opens a postal packet in the course of its transmission by post, or

(b)intentionally opens a mail-bag.

(3)A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.

I moved into a house share a few years ago. We received dozens of letters for the previous tenant who hadn't paid any of the utilities under her name or, by the looks of it, any of her credit cards (amongst many other forms of debt). She, for obvious reasons, wouldn't give us a forwarding address and then blocked our phone numbers. We had no qualms about opening the letters and ringing the companies she owed the debt to to tell them she didn't live there any more. I didn't want bailiffs turning up at our door. Between that and returning them to sender the letters eventually stopped.