Paying In a Cheque for Someone Else into their account

Leodogger

Does anyone know if you have to have a paying in slip to pay in a cheque for someone else into their own bank account?    My daughter is living abroad at the moment and uses our address for her post.   I received a cheque for her and she wants me to pay it into her bank account but I do not have any paying in slips.   Do I need one and does it need to be signed by her to pay it into her account ?

[Deleted User]

No she either gives you a slip or you pick up a blank one in a branch and fill in her details. No signature needed. 

Wheres_My_Cashback

Paying in slip ? They still exist ?
Just give the teller the a/c number and sort code you want it paid into. No forms, signatures, cards required as long as the a/c name matches the name on the cheque.

[Deleted User]

 Lol i still have cheques sent with paying in slips in. My hsbc branch insist on a paying in slip being filled out right unless its pre printed 

[Deleted User]

Wheres_My_Cashback said:

Paying in slip ? They still exist ?
Just give the teller the a/c number and sort code you want it paid into. No forms, signatures, cards required as long as the a/c name matches the name on the cheque.

It varies from provider to provider but having them for a third party account deposits is probably a good idea.

zzyzx1221

Wheres_My_Cashback said:

Paying in slip ? They still exist ?
Just give the teller the a/c number and sort code you want it paid into. No forms, signatures, cards required as long as the a/c name matches the name on the cheque.

I suspect some banks won't allow this.

Barclays, for example, won't allow non-customer cash deposits without a pre-printed paying-in slip (and as a result very much doubt you could just give them the sort code and account number even as a customer) and I suspect (although the information is seemingly impossible to find) that it's the same for cheques too.

Others may be more sensible, but just walking into a branch and trying to make a deposit into someone else account isn't quite as easy as you might think.

jon81uk

HSBC /First Direct still use paper paying in slips but you can just fill one in in the branch. You don't have to be the account holder to pay into the account.

maxximus75

Fill out a paying-in slip, pop it in the cheque deposit envelope along with the cheque and put it in the cheque deposit machine, in branch.

Otherwise, do the same but queue up and pay-in over the counter.

If she has a cheque book, pre-printed paying-in slips are usually located at the back.

colsten

How much is the cheque for, and which bank does your daughtet use? Many banks offer mobile cheque deposits through their app, for cheques up to £1,000. So it might just be a case of posting the cheque to your daughter and she can deposit it herself.

The other alternative could be to ask the originator of the cheque for a bank transfer instead.

mab3000

Yeah it does seem to vary depending on the bank 

zzyzx1221 said:

Wheres_My_Cashback said:

Paying in slip ? They still exist ?
Just give the teller the a/c number and sort code you want it paid into. No forms, signatures, cards required as long as the a/c name matches the name on the cheque.

I suspect some banks won't allow this.

Barclays, for example, won't allow non-customer cash deposits without a pre-printed paying-in slip (and as a result very much doubt you could just give them the sort code and account number even as a customer) and I suspect (although the information is seemingly impossible to find) that it's the same for cheques too.

Barclays is the only bank I know for certain that will allow you to pay a cheque into someone else’s account just having their sort code and account number. But what you have said about cash deposits is correct.

General_Grant

colsten said:

How much is the cheque for, and which bank does your daughtet use? Many banks offer mobile cheque deposits through their app, for cheques up to £1,000. So it might just be a case of posting the cheque to your daughter and she can deposit it herself.

The other alternative could be to ask the originator of the cheque for a bank transfer instead.

As the OP's daughter is abroad, they may not be able to use mobile banking with a UK bank even if they have a phone and bank account which would allow this in the UK.  There is also the matter of risk of loss and time taken in transit of the physical cheque.