Using Building Society Like a Bank

jimbo6977

There are Credit Unions that offer current accounts too. These are normally limited to their local area so you'd need to check what's available.

born_again

8082 said:

Wow so many replies! It's a busy forum :-) 
Also I should add that I don't want an account that requires a smart phone to do online stuff.
I'll reply tomorrow, going offline now.

I think you will find any bank/BS that has a APP for banking will need a smart phone.
So you are then limited to Internet Banking via computer. Or in branch.
But with payment security getting tighter, life is not getting easier without a smart phone.

[Deleted User]

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Eco_Miser

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

[Deleted User]

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

Yeah but the AWS Cloud is hosting 1000s of services, the actual power just for Starling will be minimal in comparison.

Eco_Miser

Deleted_User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

Yeah but the AWS Cloud is hosting 1000s of services, the actual power just for Starling will be minimal in comparison.

As will the power just for CYGB, however the whole cloud is still a "vast network of power-hungry computers".

Just because the power for your chosen bank is "minimal in comparison" (if it is) with the whole network does not mean it is actually small.

[Deleted User]

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

Yeah but the AWS Cloud is hosting 1000s of services, the actual power just for Starling will be minimal in comparison.

As will the power just for CYGB, however the whole cloud is still a "vast network of power-hungry computers".

Just because the power for your chosen bank is "minimal in comparison" (if it is) with the whole network does not mean it is actually small.

CYBG / VM will be relatively small as they are a stand-alone bank.

Starling will use third party processors e.g. NatWest group so you are responsible for some of their consumption

[Deleted User]

Deleted User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

Yeah but the AWS Cloud is hosting 1000s of services, the actual power just for Starling will be minimal in comparison.

As will the power just for CYGB, however the whole cloud is still a "vast network of power-hungry computers".

Just because the power for your chosen bank is "minimal in comparison" (if it is) with the whole network does not mean it is actually small.

CYBG / VM will be relatively small as they are a stand-alone bank.

Starling will use third party processors e.g. NatWest group so you are responsible for some of their consumption

Starling are a standalone bank too?

[Deleted User]

Deleted_User said:

Deleted User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

Deleted_User said:

Eco_Miser said:

gsmh said:

Eco_Miser said:

And I thought it meant "relating to beliefs about what is morally right and wrong."
But the controversy is about what is morally right or wrong.

When a bank chooses to invest in activities which directly contribute to global-warming, for example, then I would imagine the vast majority of people would consider that unethical.

Such as using a vast network of power-hungry computers to process payments instead of eco-friendly quill pens perhaps?

But seriously, I have less faith than you in the ethicality of the vast majority of people, if it will adversely impinge their lifestyle.

If you use a modern Fintech bank like Starling, then they run everything on the "cloud" from Amazon. That's got to be a lot less power usage then running 100s of back end computer systems in 100s of high street branches.

Actually I was referring to Amazon's cloud when I said "vast network of power-hungry computers".

I don't think there have been back end computers in bank branches since the internet became reliable.  Certainly old-fashioned Clydesdale/Yorkshire Bank has been using AWS for years.

I do wonder about the security of having everything on Amazon's cloud.

Yeah but the AWS Cloud is hosting 1000s of services, the actual power just for Starling will be minimal in comparison.

As will the power just for CYGB, however the whole cloud is still a "vast network of power-hungry computers".

Just because the power for your chosen bank is "minimal in comparison" (if it is) with the whole network does not mean it is actually small.

CYBG / VM will be relatively small as they are a stand-alone bank.

Starling will use third party processors e.g. NatWest group so you are responsible for some of their consumption

Starling are a standalone bank too?

Are you asking a question or making a statement?!