Platform for Stock and Share ISA Newbie

Alexland

And also to be clear they will charge £45 on a small adult account "if you don't have a regular investment plan" (edit: unless it's an exchange traded asset in an unwrapped account...)

MDMD said:

if you have Funds the fee is unlimited at 0.35%.

They do send a letter offering you and anyone in your household 0.20% when you get to £250k with no charge for assets over £1m. Even though we only each pay the £45 capped rate we still get the extra nice people to phone on the Wealth number.

MDMD

Alexland said:

And also to be clear they will charge £45 on a small adult account "if you don't have a regular investment plan".

MDMD said:

if you have Funds the fee is unlimited at 0.35%.

Well they do send a letter offering you and anyone in your household 0.20% when you get to £250k with no charge for assets over £1m. Even though we only each pay the £45 capped rate we still get the extra nice people to phone on the Wealth number.

Yes, good point, I’d forgotten about the 0.2% rate as it’s less relevant if you pay at the max £45!

Alexland

MDMD said:
Yes, good point, I’d forgotten about the 0.2% rate as it’s less relevant if you pay at the max £45!

I figured it might be useful for child accounts but they are giving them away for free now anyway.
Even better you can use discounted funds in child accounts eg Fidelity Index World reduced from 0.12% to 0.10%.