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does windows 10 s mode need any other virus protection?

This is the question my aunt has asked me about her laptop. She has Windows 10 S mode and has only been using the security that comes with Microsoft's security.
She was about to do some online shopping when a window popped up, claiming to be from Microsoft - you know the type - warning: trojan - click here to return to safety. She pressed the esc key, didn't click anything on screen, but is now wary of doing online shopping with the laptop at its present state.
Does she need to install any other protection?

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