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Aldermore - DIP

124

Comments

  • Rudi1990
    Rudi1990 Posts: 86 Forumite
    10 Posts Name Dropper
    simk6 said:
    Good news people!

    Formal offer issued by aldermore awaiting the paperwork!

    DIP 26/2 
    FULL APP 2/3
    3/3 ALL DOCUMENTS SUBMITTED 
    8/3 HOME REPORT REQUESTED (SCOTLAND)
    17/3 FORMAL APPROVAL.
    Congratulations 😀 good luck in your new home!
  • CLJ2986
    CLJ2986 Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    simk6 said:
    Good news people!

    Formal offer issued by aldermore awaiting the paperwork!

    DIP 26/2 
    FULL APP 2/3
    3/3 ALL DOCUMENTS SUBMITTED 
    8/3 HOME REPORT REQUESTED (SCOTLAND)
    17/3 FORMAL APPROVAL.
    I've been watching this thread to see updates, congrats! Your app went in three days before mine, I'm in England and have to wait for the valuation but hopefully we will have some news soon then! I just want to know one way or the other now.
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    simk6 said:
    Good news people!

    Formal offer issued by aldermore awaiting the paperwork!

    DIP 26/2 
    FULL APP 2/3
    3/3 ALL DOCUMENTS SUBMITTED 
    8/3 HOME REPORT REQUESTED (SCOTLAND)
    17/3 FORMAL APPROVAL.
    Fantastic congratulations bet you feel so relieved now! 
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Hopefully going by your time line, and also being in Scotland, il hear something wc 29th 🤞
  • simk6
    simk6 Posts: 34 Forumite
    10 Posts First Anniversary
    Jen271626 said:
    simk6 said:
    Good news people!

    Formal offer issued by aldermore awaiting the paperwork!

    DIP 26/2 
    FULL APP 2/3
    3/3 ALL DOCUMENTS SUBMITTED 
    8/3 HOME REPORT REQUESTED (SCOTLAND)
    17/3 FORMAL APPROVAL.
    Fantastic congratulations bet you feel so relieved now! 
    Only just climbed down from the roof since I got the news this morning!

    Fingers crossed that you hear back w/c the 29th! Keep us updated! 
  • Brucema07
    Brucema07 Posts: 56 Forumite
    10 Posts First Anniversary Name Dropper
    simk6 said:
    Good news people!

    Formal offer issued by aldermore awaiting the paperwork!

    DIP 26/2 
    FULL APP 2/3
    3/3 ALL DOCUMENTS SUBMITTED 
    8/3 HOME REPORT REQUESTED (SCOTLAND)
    17/3 FORMAL APPROVAL.
    Congratulations!!! Such a weight lifted I bet!!
  • Jen271626
    Jen271626 Posts: 282 Forumite
    100 Posts First Anniversary Name Dropper
    Aldermores declined us. Said my husband bank statements show a drop in income for last three months compared to last year and it shows a lack of sustainability of the business. I'm furious because hes literally not been allowed in customers houses since December 26 and has adapted his business and is so busy now. We haven't missed any payments the last three months, have maintained rent payments and things have been so good this month with his work. Said to apply again in 6 months but my dad's mortgage is up in June so that's not an option. 

    I'm gutted. Good luck to the rest of you im keeping my fingers crossed you are successful. 
  • simk6
    simk6 Posts: 34 Forumite
    10 Posts First Anniversary
    Jen271626 said:
    Aldermores declined us. Said my husband bank statements show a drop in income for last three months compared to last year and it shows a lack of sustainability of the business. I'm furious because hes literally not been allowed in customers houses since December 26 and has adapted his business and is so busy now. We haven't missed any payments the last three months, have maintained rent payments and things have been so good this month with his work. Said to apply again in 6 months but my dad's mortgage is up in June so that's not an option. 

    I'm gutted. Good luck to the rest of you im keeping my fingers crossed you are successful. 
    That's awful news!

    I take it your MA is going to look at other lenders?
  • CLJ2986
    CLJ2986 Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    Jen271626 said:
    Aldermores declined us. Said my husband bank statements show a drop in income for last three months compared to last year and it shows a lack of sustainability of the business. I'm furious because hes literally not been allowed in customers houses since December 26 and has adapted his business and is so busy now. We haven't missed any payments the last three months, have maintained rent payments and things have been so good this month with his work. Said to apply again in 6 months but my dad's mortgage is up in June so that's not an option. 

    I'm gutted. Good luck to the rest of you im keeping my fingers crossed you are successful. 
    Sorry to hear this, are you able to try another lender?
  • Brucema07
    Brucema07 Posts: 56 Forumite
    10 Posts First Anniversary Name Dropper
    Jen271626 said:
    Aldermores declined us. Said my husband bank statements show a drop in income for last three months compared to last year and it shows a lack of sustainability of the business. I'm furious because hes literally not been allowed in customers houses since December 26 and has adapted his business and is so busy now. We haven't missed any payments the last three months, have maintained rent payments and things have been so good this month with his work. Said to apply again in 6 months but my dad's mortgage is up in June so that's not an option. 

    I'm gutted. Good luck to the rest of you im keeping my fingers crossed you are successful. 
    Oh no, I feel for you. I hope there's another option x
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