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Alexland

ChilliBob said:

The flat fee market does seem ripe for more competition no? Just iweb and ii really.. 

Don't forget that many of us use no ongoing fee or capped fee providers such as Jarvis X-O, HL, AJ Bell, Fidelity, etc if we are happy to only hold exchange traded assets. It's only really the market for holding large OEIC funds that's so limited but even then there are some different pricing options from the various HSD brands such as Lloyds. But with the amounts that Fidelity and II are willing to spend buying customers there is a risk that HSD could be taken over sometime soon.

dunstonh

Albermarle said:

Everyone is keen to get a slice of the ISA action at this time of year.
Fidelity say all  customers who deposit into their S&S ISA , will be entered in a prize draw for various gifts etc . However for four lucky ones they will double the investments up to the  max of £20K free money .

Funnily enough, we were just saying the other day in the office that you don't see the platforms and fund houses offering special deals any more.   We put it down to the fact that the margins are not what they used to be and there is not the choice there used to be.  Plus, with so many using 3rd party software now, rather than in-house, the software may not be able to handle special terms.  MiFIDII makes it a bit awkward on disclosures as well and having to factor a rebate/incentive into an automated process may be next to impossible if you are not using in-house software.