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Limited Balance Transfer options
Craigwhite1983
Posts: 3 Newbie
in Credit cards
Im 37year old, i have a good to excellent credit rating depending on what reference agency you use, i only have car finance and a credit card debt, my mortgage is paid of . but struggling to get a 0% balance transfer on a 3k limit. any reason why i keep getting declined, note I don't keep applying
0
Comments
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Looks like affordability, especially in the times of tightened lending.
Your credit ratings are meaningless, so you should also check your CRA files to see what actually appears on each.0 -
Car finance (how much)
Card debt (how much)
Salary approx?
That will be the issue though - if you have lots of debt vs income then less likely to get more credit from lenders0
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