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Unemployment policy would not pay out

The reason I have posted this thread is I would like some advice as how to proceed. Do I go through the Ombudsman and try to get the complaint resolved or do I go a different way and try to claim back some of the money I've payed in whilst cancelling the policy?
Comments
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Do I go through the Ombudsman and try to get the complaint resolved
When you make a complaint, as you say you have, you are sent a letter acknowledging the complaint and explaining the process and the rights to your access to the FOS.
There are two likely reasons your claim was rejected.
1 - when you change jobs, you usually have to have a requalifying period. Typically between 6-12 months. You changed in October 2019 and may not have met their requalification period.
2 - There is no indication in your post that you are unemployed. When you are self employed, you need to cease trading and sign on as unemployed. So, have you closed the company and signed on?
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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