Life of a ‘soon to be’ reformed fritterer

Munchin

Morning

Yesterday I was so knackered and hormonal but thankfully I slept for hours last night and I'm hoping to be a bit more productive today.  I spent money this morning - I love to run (I'm slow and probably a snail could overtake me) but I've had persistent knee and SI pain for years (never run when injured - too late a lesson for me).  My physio suggested an SI brace thing a long time ago but doing strengthening exercises usually helps - I think I'm at the stage where a bit of extra support might help.  I already wear a knee brace but it is my back that affects the knee pain.  So just spent £29.98 on a support which will be worth every penny if it works but worth 0 if it doesn't.  

I'm on a serious slow down to Easter  - I get 5 days away from work without using any leave  .  I have work until Thursday and I have 2 volunteer things (today and tomorrow night) and once they are done I feel like I can relax into Easter. 
Plans today -

• Work
• Volunteer thing
• 30 min yoga to help back and knee
• NSD 15 (earned y'day)

Munchin

Morning all,

Spent money yesterday...really want to finish march with 16 NSDs - so I need to stay away from the intranet today (apart from reading here).  My boss just texted saying she is having problems logging on this morning - so I consider that a perk for me to working at home .

I got my list done yesterday and the volunteer thing went ok.  I have another volunteer thing tonight and that is me done until the end of April.  I would love to be the kind of person who takes stressful things in their stride (therefore it isn't stressful) but I'm not, one of my friends said to me that I should remember that nothing I do in work or volunteering is as bad as the feelings when we lose loved ones (both lost parents).  So really in the grand scheme of things these are not important - unfortunately my anxiety/stress currently can't be reasoned with.

Plans today just involve work and not frittering.  Tomorrow is much the same but Friday will be more productive - cleaning the house for Easter and hopefully if the lockdown rules are eased - meeting a friend for a takeaway coffee.

Munchin

April

Money
Food/Misc - £30 pw/£xx
Diesel - £30/£xx
Sinking fund* - £200/£xx

*Sinking fund covers - Yoga class, Pup, Clothes, Beauty, Chemist etc (not regular payments)

Surveys
Swagbucks - 386SB
Prolific - £1.22

Seasidegal58

Hope all is going well Munchin. 

Munchin

Thanks Seaside - all is good.

I fell into a frittering pile in April...I could pretend to justify it all but honestly it was just 'I want it and I can afford it and lets not worry about future me'.  I have written out my May budget and have a wee category for frittering so that I can set a limit on it.  One of the people I follow on instagram wrote down a list of all the stuff she thought about purchasing in April but didn't - it showed how much was just tat and would have filled a space without actually being needed.  I actually find myself buying stuff that I want without giving it any thought and when it turns up I don't open the parcel for days (which really shows it was just an impulsive act of shopping).  I'm going to try that in May - keep a list of what I planned on frittering my money on but hopefully not follow through.

On the positive front, I cleared the last of my debt and I now have £4,000 in my emergency fund.  I think my frittering isn't helped because I do have the money to cover whatever I'm spending but I want to plan for future me who has a nest egg and can afford nice things without stressing that I've wiped out my savings or built up the debt mountain again.

So today - not many plans....work and no shopping

Seasidegal58

Congratulations on clearing your debt Munchin!  Go girl!😃 And great news on the EF as well. Having one of these is such a security blanket!

I hope the May budget is going well with not much frittering going on!